Imagine a company with 1,000 employees, their average wage is about $40,000, which is also the average wage of the average American. So their total annual wage bill is $40 million. Now imagine that this imaginary company has borrowed $40 million, which is also about the amount of the National debt, about $40,000 per person. They borrowed the money and spent it, and have not paid it back.
Now they decide that they need to pay it back, they figure that if they pay back 10% a year they will have it paid back in 10 years. (Not allowing for interest) They decide to lay off 10% of their workers, which gives them the necessary $4 million a year to pay back the loan. Now they have 100 workers unemployed! (unemployment has to be paid!)
Another way to do this might be to cut every ones pay by 10% and put that towards the debt, this way everyone still has a job, the debt is being paid off, there is no unemployment to pay and everyone shares in the hurt, equally. by having their wages cut by 10%.
The problem was that the company borrowed money and used it, with no provision to pay it back. Maybe they gave it to their workers in the form of bonuses, Christmas parties, gifts, trips, an exercise room, etc. In effect the employees were paid too much, and the company borrowed to give these "perks" to their employees.
Now the problem raises it's ugly head, and it has to be dealt with.
This obviously refers to our country, not our imaginary company.
Obviously we cannot cut the pay of our "employees" by 10%, for 10 years. And yet that is exactly what we need to do if we want to pay off our debts!
We have borrowed the money and given that money to our citizens in the form of tax cuts. In other words we have not being paying enough in taxes to pay for our needs. we kept the same, or more, "Toys", and paid for them by borrowing money. Whoever thought this could go on forever must have been insane. Or just didn't care, or thought that they would not be around when it came time to "pay the Piper". They - politicians - collected their bribes, and are sitting pretty with millions in their bank accounts, so what do they care?
The only way we will ever pay off this debt is to collect more taxes, where else can the money come from? And it would need to be a huge tax increase - 10% of Every ones Total income for 10 years would not pay it off!!!! That is how badly "We" have managed our economy.
I personally was always a little suspicious, but thought that it must be OK, these people know more than I do! They must do, right? I mean they are paid more than I am, in many cases thousands of times more than I am, so they must be smart, they must know what they are doing!
I was wrong, they had no more idea what they were doing than I did. Or if they did know, then they were criminally irresponsible.
We are not collecting enough to pay our bills! How easy, or hard, is that to understand? Even for a simpleton. And yet there are still people out there who insist that if we cut our taxes more everything will be alright! Our taxes now are lower than they have ever been in at least 60 years. The lower our taxes, the worse the problem. So "Lower our taxes" say many!
I laid it out in the form of an imaginary company. Lets make it even simpler. You are an average American and make $40,000 a year, you borrow $40,000 - over a period of time. You can't afford to make the payments, so you borrow more money to make the payments! And you continue to borrow, and the payments get higher, and you borrow more to make those bigger paymnets! Get it now? Now if you were a tea bagger, or a Republican you would say, "I can solve this by bringing in LESS money (cut taxes = less money to pay the bills) so I quit one of my jobs - I now have two jobs trying to make ends meet - that should solve the problem right? I now have less money coming in to pay my debt, so everything will now be fine! Isn't that exactly what the tea baggers and the Republicans are saying?
I forecast disaster.
Wednesday, August 31, 2011
Saturday, August 20, 2011
Interesting comparason.
The USA and Cuba.
Lifespan approxiamately the same at 77 years. Cuba has one of the lowest child mortality rates in the world - even lower than the USA. Generally speaking they are as healthy or healthier than Americans.
The reason appears to be their health care system, which puts the emphasis on prevention rather than treatment. All mothers are checked throughout their pregnancies, all children receive all their vacinations and get regular visits and screenings.
The cost of health care in Cuba is 1/14th of the cost in the US!
Lifespan approxiamately the same at 77 years. Cuba has one of the lowest child mortality rates in the world - even lower than the USA. Generally speaking they are as healthy or healthier than Americans.
The reason appears to be their health care system, which puts the emphasis on prevention rather than treatment. All mothers are checked throughout their pregnancies, all children receive all their vacinations and get regular visits and screenings.
The cost of health care in Cuba is 1/14th of the cost in the US!
Thursday, August 18, 2011
Delusional.
Is it just me or do all of our politicians seem to be delusional to you too? It is clear that all of our politicians are delusional and incapable of doing anything but posturing and jockeying for power and influence and prestige. And the more that they jockey the more ridiculous they look to me. And the more ridiculous WE look for having elected ANY of them. If this is what a democracy produces in what we have always believed is the greatest country on earth, then one would have to believe that a democratic government is a failure. It can only produce the same venality, tyranny, stupidity and utter lack of connection with the people (not the special interest groups) that autocracies produce. Our two hundred year old experiment in government has failed.
Not sure what comes next, but something better, I hope.
Not sure what comes next, but something better, I hope.
"Quotes"
There are a lot of "Quotes" posted on the Internet. I just wanted to put my 2 cents worth in about them. In my, considerable, experience with checking out these quotes I would like to say that they are almost always either mistakes, errors, made up or more often outright lies.
I just read one about our President. I can immediately imagine that 50% of my readers are already saying "It is true". The other 50% are either saying "it is probably not true." or they are saying lets see it. Well I am not going to post it, because it is 100% made up. And the 50% who said "It's true" without seeing it, would almost undoubtedly pass it on.,
What I will do is print the first sentence in the post, which is - "I ceased to advertise my mothers race". I will then tell you that these 7 words were taken from a much longer sentence which was in turn part of a paragraph. When a few words are pulled out of a sentence and presented as a complete sentence it does not take an English major to know that the entire meaning of the sentence, and paragraph is probably changed entirely. As was the case with this "Sentence". And it was obviously intended that you would misconstrue it, by someone who is consumed with hatred and has no problem with telling lies. This person is of a much worse character than that the person whose character he is trying to assassinate.
Anyone who believes the hundreds of stories making the rounds, without first checking out their veracity, is as guilty as the person starting them. If not more guilty.
There are stories being made up on the Internet by the thousands, mostly about politicians (most of whom deserve to be criticized!) but also about companies, and others. None of them, or anyone, deserves to be lied about. And it is my experience that AT LEAST 95% of these stories are either mistakes or outright lies. Usually completely fabricated.
Having said that I know that I have wasted my time, Conservatives or Liberals will believe whatever story they read and want to believe. The more outrageous it is, the more likely they are to believe it, and the more likely, and the faster to pass it on!
For my part I believe that the Internet will destroy us. It is getting more and more difficult to believe anything that is published. Even if it is true - how likely is that? you don't know whether to believe it or not.
I just read one about our President. I can immediately imagine that 50% of my readers are already saying "It is true". The other 50% are either saying "it is probably not true." or they are saying lets see it. Well I am not going to post it, because it is 100% made up. And the 50% who said "It's true" without seeing it, would almost undoubtedly pass it on.,
What I will do is print the first sentence in the post, which is - "I ceased to advertise my mothers race". I will then tell you that these 7 words were taken from a much longer sentence which was in turn part of a paragraph. When a few words are pulled out of a sentence and presented as a complete sentence it does not take an English major to know that the entire meaning of the sentence, and paragraph is probably changed entirely. As was the case with this "Sentence". And it was obviously intended that you would misconstrue it, by someone who is consumed with hatred and has no problem with telling lies. This person is of a much worse character than that the person whose character he is trying to assassinate.
Anyone who believes the hundreds of stories making the rounds, without first checking out their veracity, is as guilty as the person starting them. If not more guilty.
There are stories being made up on the Internet by the thousands, mostly about politicians (most of whom deserve to be criticized!) but also about companies, and others. None of them, or anyone, deserves to be lied about. And it is my experience that AT LEAST 95% of these stories are either mistakes or outright lies. Usually completely fabricated.
Having said that I know that I have wasted my time, Conservatives or Liberals will believe whatever story they read and want to believe. The more outrageous it is, the more likely they are to believe it, and the more likely, and the faster to pass it on!
For my part I believe that the Internet will destroy us. It is getting more and more difficult to believe anything that is published. Even if it is true - how likely is that? you don't know whether to believe it or not.
Sunday, August 14, 2011
Tea Party.
Some common sense appears to be returning to at least some segments of the American public - approval rates for the Tea Party are dropping.
After their showing in the debt ceiling debate where everyone acted like a bunch of spoiled kids in the back seat of the car on a road trip across Texas, in August, with no air conditioner, it is welcome news indeed.
As more and more Americans learn about this disturbing party their approval rating drops, thank goodness.
Shouting in loud strident voices that Government is the enemy, taxes are bad, death panels are sweeping senior centers, Obama wants to destroy America, appeals to some, but not all of us, I am glad to see. Maybe we will wake up and see what these extremist fear mongers are doing to our country. They have taken control of what was once one of the great parties that along with the other fine party provided the country with balance.
Their only purpose appears to be to destroy the economy. Why? So that THEY can 'save' it?
After their showing in the debt ceiling debate where everyone acted like a bunch of spoiled kids in the back seat of the car on a road trip across Texas, in August, with no air conditioner, it is welcome news indeed.
As more and more Americans learn about this disturbing party their approval rating drops, thank goodness.
Shouting in loud strident voices that Government is the enemy, taxes are bad, death panels are sweeping senior centers, Obama wants to destroy America, appeals to some, but not all of us, I am glad to see. Maybe we will wake up and see what these extremist fear mongers are doing to our country. They have taken control of what was once one of the great parties that along with the other fine party provided the country with balance.
Their only purpose appears to be to destroy the economy. Why? So that THEY can 'save' it?
Persid meteors.
A follow up on my last blog about the meteors. I went out at midnight and saw no sign. Awoke early morning but there seemed to be complete cloud cover. So yet another year has gone by without seeing a meteor. Maybe next year.
Friday, August 12, 2011
The Perseid Meteor Shower.
The Perseid Meteor Shower is due tonight. Let me ask you, have you ever seen one? We are told this year, as we are told every year that if we sit and look to the north east we should see about one meteor a minute. Well I just sat on my porch for 30 minutes, it is a clear night with no clouds at all so the viewing is almost perfect, although there is a full moon, but I saw exactly none. Not only that, I have been going out and sitting in the dark every year for the last 20 or 30 years, on that special night that we are passing through the meteor shower, and I have yet to see even one. Some years of course it has been cloudy, so I expect to see none then. But other years it is partially cloudy, or even clear as it is tonight, but never have I seen even one. I will go out again and look before going to bed - it is 9.40pm now, and if I wake during the night, which I invariably do, I will go out and look.
I'll let you know tomorrow if I see one.
I did see a big meteor one night when driving up through the Michigan penninsula into Canada. It crossed the sky, very low and directly across the road in front of us. I was not driving or I would have stopped and maybe even looked to see where it had landed. Larry's stepfather Ralph was driving and barely seemed to notice it.
I'll let you know tomorrow if I see one.
I did see a big meteor one night when driving up through the Michigan penninsula into Canada. It crossed the sky, very low and directly across the road in front of us. I was not driving or I would have stopped and maybe even looked to see where it had landed. Larry's stepfather Ralph was driving and barely seemed to notice it.
Climate change?
Is there climate change? I don't think there are too many people that doubt this now - with the possible exception of some of the more extreme right wingers, such as Rush Limburgh and his ilk.
One of the main problems seems to be the drop in food production that is expected. A frequently used figure is a 10% drop in grain production for every 1 degree rise in temperature. Russia experienced a 40 % drop in their grain production last year during their big heatwave. The USA is experiencing a drop in grain production in spite of farmers ramping up their production efforts. Even after putting more land than ever into production yields are falling.
A bigger problem even than the higher temperatures is water. Water tables the world over, and especially in the US, are falling, due to overpumping. If farmers can't get enough water, they can't grow more food. One ton of grain requires 1,000 tons of water! Where do you get that kind of water supply? One way is to import the grain - if you import a ton of grain that is the same as getting 1,000 tons of water!
Unfortunately the US is not in the business of buying grain, we grow it, so we need the water to do that. And in doing that and exporting grain to other nations throughout the world we are destroying our own water supplies.
Our rivers are drying up, our cities are running short, and our aquifers are dropping, fast.
Solutions anyone?
One of the main problems seems to be the drop in food production that is expected. A frequently used figure is a 10% drop in grain production for every 1 degree rise in temperature. Russia experienced a 40 % drop in their grain production last year during their big heatwave. The USA is experiencing a drop in grain production in spite of farmers ramping up their production efforts. Even after putting more land than ever into production yields are falling.
A bigger problem even than the higher temperatures is water. Water tables the world over, and especially in the US, are falling, due to overpumping. If farmers can't get enough water, they can't grow more food. One ton of grain requires 1,000 tons of water! Where do you get that kind of water supply? One way is to import the grain - if you import a ton of grain that is the same as getting 1,000 tons of water!
Unfortunately the US is not in the business of buying grain, we grow it, so we need the water to do that. And in doing that and exporting grain to other nations throughout the world we are destroying our own water supplies.
Our rivers are drying up, our cities are running short, and our aquifers are dropping, fast.
Solutions anyone?
Sunday, August 7, 2011
Another National Debt comment.
It seems that some people are surprised by S&P's downgrading of the US debt rating. Words like "It came so quickly" etc. The fact is that S&P has been warning the US for at least the last 6 years! But we took no notice at all.
Now think for a minute here, would YOU loan money to someone who acted like Uncle Sam? Just think about the antics of these clowns in Congress over the last few weeks and months. You have an outright refusal by one side - The Republicans - to negotiate at all. You have dozens of supposedly intelligent Congressmen, and women, saying "No problem, let the country reneg on its debts."! If that is not scary to an investor I don't know what is. Here we have a bunch of men and women who openly advocate not paying the countries debt. These are people voted in to help the country, and instead they are prepared to destroy the countries rating in the eyes of the whole world. Quite frankly I am surprised that the rating was not dropped more. After all there is a distinct possibility that more of these Tea Baggers could get in and have their way even more than they managed to do this time. They could say, "To hell with our bond rating or any other rating, we are not going to pay anyone back." This could create a problem! These simpletons think that it is more important to avoid any new taxes, now or ever, than for the USA to pay its bills.
I would like to point out here that taxes in the US are lower now, under Obama, than they have been at any time, under any President, for at least the last 60 years! That is for individuals, especially the wealthiest, and for Corporations. Yes he HAS lowered taxes several times since he came into office - in spite of what some would have you believe.
President Obama, a Democrat, or so he says, you could have fooled me, makes concession after concession to the Republicans, who make none at all, until finally he gives in completely and accedes to all of the Republicans demands. To John Boehner's "I got 98% of everything I asked for." I would say - what was the 2% he didn't get? Did he ask Obama to bring him a cup of coffee? And Obabma forgot - or didn't put enough sugar in it?
There have been rumors flying around that Obama is a secret Kenyan, or a secret Muslim, or a secret Socialist, but it turns out that he is in fact a secret Republican!
Now think for a minute here, would YOU loan money to someone who acted like Uncle Sam? Just think about the antics of these clowns in Congress over the last few weeks and months. You have an outright refusal by one side - The Republicans - to negotiate at all. You have dozens of supposedly intelligent Congressmen, and women, saying "No problem, let the country reneg on its debts."! If that is not scary to an investor I don't know what is. Here we have a bunch of men and women who openly advocate not paying the countries debt. These are people voted in to help the country, and instead they are prepared to destroy the countries rating in the eyes of the whole world. Quite frankly I am surprised that the rating was not dropped more. After all there is a distinct possibility that more of these Tea Baggers could get in and have their way even more than they managed to do this time. They could say, "To hell with our bond rating or any other rating, we are not going to pay anyone back." This could create a problem! These simpletons think that it is more important to avoid any new taxes, now or ever, than for the USA to pay its bills.
I would like to point out here that taxes in the US are lower now, under Obama, than they have been at any time, under any President, for at least the last 60 years! That is for individuals, especially the wealthiest, and for Corporations. Yes he HAS lowered taxes several times since he came into office - in spite of what some would have you believe.
President Obama, a Democrat, or so he says, you could have fooled me, makes concession after concession to the Republicans, who make none at all, until finally he gives in completely and accedes to all of the Republicans demands. To John Boehner's "I got 98% of everything I asked for." I would say - what was the 2% he didn't get? Did he ask Obama to bring him a cup of coffee? And Obabma forgot - or didn't put enough sugar in it?
There have been rumors flying around that Obama is a secret Kenyan, or a secret Muslim, or a secret Socialist, but it turns out that he is in fact a secret Republican!
Saturday, August 6, 2011
National debt.
I have no idea why Obama doesn't point this out. So I am going to do it for him. Since President Roosevelt (1945) no Democratic President has added to the National debt - except Obama. Of the 14 Trillion National Debt 12 Trillion of it was added by Republicans! While it did go up slightly under some Democrats, that was because of interest on the debt that was added by Republicans. It actually went down under Democrats Roosevelt, Truman, Kennedy, Johnson, Carter and Clinton. It also went down under Republican Presidents Eisenhower and Nixon. But under Republicans Ford, Reagan, Bush 1, and Bush 2, it went up. It went up HUGELY under Reagan and the two Bushes.
Clinton not only balanced the budget, he had a surplus, that he wanted to put towards paying off the National Debt. In fact under his plan for the next ten years the National Debt would have been paid off completely by now. But then came George W Bush who had "A better Idea". Not only did he not use the surplus generated by Clinton towards the debt he actually cut the top tax rate and borrowed even more money to pay for it. He also started two wars, and borrowed to pay for those too. By the time he left office the National Debt was doubled! And Obama was saddled not only with that huge debt but the interest on it, plus the continuing costs of the tax cut and the two wars started by his predecessor.
Along with the refusal by the Republicans to raise the top tax rate on the rich, plug loopholes to huge Corporations paying NO taxes, or even to allow the Bush tax cuts to expire, the situation was impossible. With no way to raise revenue and nowhere to cut spending except trifling cuts to things like NPR, EPA, etc Obama was forced to put his sacred cows on the block - Soc Sec and Medicare.
Just allowing the Bush cuts on the rich to expire, the budget would have been close to balancing again. At 39% under Clinton the budget was in a surplus situation. Cut to 35% by Bush with no plan to pay for the cut - except to borrow to pay for it - there was no hope.
So in spite of virtually the entire National Debt being added by the Republicans, the Republicans have managed to convince the public that the whole amount is the fault of the Obama administration!
Clinton not only balanced the budget, he had a surplus, that he wanted to put towards paying off the National Debt. In fact under his plan for the next ten years the National Debt would have been paid off completely by now. But then came George W Bush who had "A better Idea". Not only did he not use the surplus generated by Clinton towards the debt he actually cut the top tax rate and borrowed even more money to pay for it. He also started two wars, and borrowed to pay for those too. By the time he left office the National Debt was doubled! And Obama was saddled not only with that huge debt but the interest on it, plus the continuing costs of the tax cut and the two wars started by his predecessor.
Along with the refusal by the Republicans to raise the top tax rate on the rich, plug loopholes to huge Corporations paying NO taxes, or even to allow the Bush tax cuts to expire, the situation was impossible. With no way to raise revenue and nowhere to cut spending except trifling cuts to things like NPR, EPA, etc Obama was forced to put his sacred cows on the block - Soc Sec and Medicare.
Just allowing the Bush cuts on the rich to expire, the budget would have been close to balancing again. At 39% under Clinton the budget was in a surplus situation. Cut to 35% by Bush with no plan to pay for the cut - except to borrow to pay for it - there was no hope.
So in spite of virtually the entire National Debt being added by the Republicans, the Republicans have managed to convince the public that the whole amount is the fault of the Obama administration!
Tuesday, August 2, 2011
Another neutral post from a journalist.
Charlie Reese's final column for The Orlando Sentinel. A journalist for 49 years he wrote this, his last column before retiring.
It is completely non-political, neither anti-Republican or anti-Democrat.
He has hit the nail on the head, it is clear and easy to understand.
545 vs. 300,000,000 People.
By Charlie Reese.
Politicians are the only people in the world who create problems and then campaign against them.
Have you ever wondered, if both the Republicans and the Democrats are against deficits, WHY do we have deficits?
Have you ever wondered, if all the politicians are against inflation and high taxes, WHY do we have inflation and high taxes?
You and I don't propose a federal budget, The President does.
You and I don't have the Constitutional authority to vote on appropriations. The House of Representatives does.
You and I don't write the tax code, Congress does.
You and I don't set fiscal policy, Congress does.
You and I don't control monetary policy, the Federal Reserve Bank does.
One hundred senators, 435 congressmen, one President, and nine Supreme Court justices equates to 545 human beings out of the 300 million are directly, legally, morally, and individually responsible for the domestic problems that plague this country.
I excluded the members of the Federal Reserve Board because that problem was created by the Congress. In 1913, Congress delegated its Constitutional duty to provide a sound currency to a federally chartered, but private, central bank.
I excluded all the special interests and lobbyists for a sound reason. They have no legal authority. They have no ability to coerce a senator, a congressman or a President to do one cotton-picking thing. I don't care if they offer a politician $1 million dollars in cash. The politician has the power to accept or reject it. No matter what the lobbyist promises, it is the legislators responsibility to determine how he votes.
Those 545 human beings spend much of their energy convincing you that what they did is not their fault. They cooperate in this common con regardless of party.
What separates a politician from a normal human being is an excessive amount of gall. No normal human being would have the gall of a Speaker, who stood up and criticized the President for creating deficits. The President can only propose a budget. he cannot force the Congress to accept it.
The Constitution, which is the supreme law of the land, gives sole responsibility to the House of Representatives for originating and approving appropriations and taxes. Who is the Speaker of the House now? He is the leader of the majority party. He and fellow House members, not the President, can approve any budget they want. If the President vetoes it, they can pass it over his veto if they agree to.
It seems inconceivable to me that a nation of 300 million cannot replace 545 people who stand convicted - by present facts - of incompetence and irresponsibility. I can't think of a single domestic problem that is not traceable directly to those 545 people. When you fully grasp the plain truth that 545 people exercise the power of the federal government, then it follows that what exists is what they want to exist.
If the tax code is unfair, it's because they want it unfair.
If the budget is in the red, it is because they want it in the red.
If the Army and Marines are in Iraq and Afghanistan, it's because they want them in Iraq and Afghanistan.
If they do not receive Social Security but are on an elite retirement plan not available to the people, it's because they want it that way.
There are no insolvable government problems.
Do not let these 545 people shift the blame to bureaucrats, whom they hire and whose jobs they can abolish; to lobbyists, whose gifts and advice they can reject; to regulators, to whom they can give the power to regulate and from whom they can take this power. Above all do not let them con you into the belief that there exist disembodied mystical forces like "the economy," "inflation," or "politics" that prevent them from doing what they take an oath to do.
Those 545 people, and they alone, are responsible.
They, and they alone, have the power.
They, and they alone, should be held accountable by the people who are their bosses.
Provided the voters have the gumption to manage their own employees . . .
It is completely non-political, neither anti-Republican or anti-Democrat.
He has hit the nail on the head, it is clear and easy to understand.
545 vs. 300,000,000 People.
By Charlie Reese.
Politicians are the only people in the world who create problems and then campaign against them.
Have you ever wondered, if both the Republicans and the Democrats are against deficits, WHY do we have deficits?
Have you ever wondered, if all the politicians are against inflation and high taxes, WHY do we have inflation and high taxes?
You and I don't propose a federal budget, The President does.
You and I don't have the Constitutional authority to vote on appropriations. The House of Representatives does.
You and I don't write the tax code, Congress does.
You and I don't set fiscal policy, Congress does.
You and I don't control monetary policy, the Federal Reserve Bank does.
One hundred senators, 435 congressmen, one President, and nine Supreme Court justices equates to 545 human beings out of the 300 million are directly, legally, morally, and individually responsible for the domestic problems that plague this country.
I excluded the members of the Federal Reserve Board because that problem was created by the Congress. In 1913, Congress delegated its Constitutional duty to provide a sound currency to a federally chartered, but private, central bank.
I excluded all the special interests and lobbyists for a sound reason. They have no legal authority. They have no ability to coerce a senator, a congressman or a President to do one cotton-picking thing. I don't care if they offer a politician $1 million dollars in cash. The politician has the power to accept or reject it. No matter what the lobbyist promises, it is the legislators responsibility to determine how he votes.
Those 545 human beings spend much of their energy convincing you that what they did is not their fault. They cooperate in this common con regardless of party.
What separates a politician from a normal human being is an excessive amount of gall. No normal human being would have the gall of a Speaker, who stood up and criticized the President for creating deficits. The President can only propose a budget. he cannot force the Congress to accept it.
The Constitution, which is the supreme law of the land, gives sole responsibility to the House of Representatives for originating and approving appropriations and taxes. Who is the Speaker of the House now? He is the leader of the majority party. He and fellow House members, not the President, can approve any budget they want. If the President vetoes it, they can pass it over his veto if they agree to.
It seems inconceivable to me that a nation of 300 million cannot replace 545 people who stand convicted - by present facts - of incompetence and irresponsibility. I can't think of a single domestic problem that is not traceable directly to those 545 people. When you fully grasp the plain truth that 545 people exercise the power of the federal government, then it follows that what exists is what they want to exist.
If the tax code is unfair, it's because they want it unfair.
If the budget is in the red, it is because they want it in the red.
If the Army and Marines are in Iraq and Afghanistan, it's because they want them in Iraq and Afghanistan.
If they do not receive Social Security but are on an elite retirement plan not available to the people, it's because they want it that way.
There are no insolvable government problems.
Do not let these 545 people shift the blame to bureaucrats, whom they hire and whose jobs they can abolish; to lobbyists, whose gifts and advice they can reject; to regulators, to whom they can give the power to regulate and from whom they can take this power. Above all do not let them con you into the belief that there exist disembodied mystical forces like "the economy," "inflation," or "politics" that prevent them from doing what they take an oath to do.
Those 545 people, and they alone, are responsible.
They, and they alone, have the power.
They, and they alone, should be held accountable by the people who are their bosses.
Provided the voters have the gumption to manage their own employees . . .
New mileage rules.
Well now I guess Congress is going to be busy trying to derail the new auto mpg rules. What was Obama thinking of? He must like being attacked. Of course if he defends his beliefs the way he has done so far in his term as President I expect the mpg rules to not only go back to what they are now but he will probaly manage to get them rolled back even further! If he really tries he might manage to get them halved instead of doubled!
To start with, Big Oil will be all over Congress with Big Money, as usual, to bribe them. Then there are our "Friends" in the Middle East who will be bribing Congress - sorry 'Lobbying' - them with Big Money.
And don't forget the Environment, if we use less oil it could make our air and water cleaner. That would never do, so Big Health Care BUSINESS will be Lobbying Congress - sorry - bribing, Sorry, lobbying - it is so confusing isn't it? - to keep using lots of nasty oil, to keep the air dirty so that asthma medication and all those other very expensive, and profitable, medications can continue to flow like the pollution that is flowing into our lakes, rivers, air and ground, once Congress gets the EPA completely evicerated it will be even worse, if that is possible. So far they have only managed to cut EPA's funding by about half and stopped them from enforcing the rules that they do have. But this will not be enough for our polluters, they want a completely free rein to pollute at will with NO chance of being brought to trial, even in the court of public opinion. The far right Conservatives are so 'good' at disemination "information" that even the poor think that keeping our air and water clean is too expensive, so even they support the Big Polluters. Our children, our parents and even ourselves get sicker by the year from the constant attack on our environment by Big Business. All in the name of profit. There can never be enough profit, and no cost is too large, including our Health - in fact especially our Health because of course Big Health makes Big Profits from sick people.
Did you notice that Exxon's profits were UP 41% over last years profits? But apparently even that was not good enough, their shares DROPPED $2 a share - because "The Market" had expected their profits to be higher than that!! More than a 41% increase in PROFITS!! Not enough of an increase! Last year they made a $53 Billion PROFIT - that is profit, not total take, just profit, and on that profit they paid NO tax, not one single penny in tax. Tell me again Mr Conservative about how the American Corporations pay too much tax! And how we have to cut their tax rate even more - please tell me how can you pay less than nothing? Ah, yes of couse you CAN, it is called subsidies and tax credits (GM, another "poor little company" that you may have heard of,) didn't just pay NO tax last year they received an almost $2 Billion tax credit from the US government. (Please don't forget that money came from YOUR TAXES.) Yes, you paid taxes and your government gave it to Big Business. $2 billion dollars is the equivalent of $7 from EVERY MAN, WOMAN & CHILD in the US, so if you are a family of 4 you gave $28 to GE. Not too bad you think? But the same amount went to Skank of America - sorry Bank of America - Billions more to subsidize other oil companies, big agriculture companies that make billions in profits and receive billions in subsidies! And it goes on and on, there are hundreds of companies, maybe thousands, that get subsidies and tax credits - from your tax dollar. And all they have to do to get them is give our wonderful Congressmen and women bribes. (Congress calls it lobbying - lobbyists give them money, I call it bribes, they call it legal, because they make the laws. Including exempting themselves from many of the laws that they pass to keep us under control, while they are completely out of control.)
To start with, Big Oil will be all over Congress with Big Money, as usual, to bribe them. Then there are our "Friends" in the Middle East who will be bribing Congress - sorry 'Lobbying' - them with Big Money.
And don't forget the Environment, if we use less oil it could make our air and water cleaner. That would never do, so Big Health Care BUSINESS will be Lobbying Congress - sorry - bribing, Sorry, lobbying - it is so confusing isn't it? - to keep using lots of nasty oil, to keep the air dirty so that asthma medication and all those other very expensive, and profitable, medications can continue to flow like the pollution that is flowing into our lakes, rivers, air and ground, once Congress gets the EPA completely evicerated it will be even worse, if that is possible. So far they have only managed to cut EPA's funding by about half and stopped them from enforcing the rules that they do have. But this will not be enough for our polluters, they want a completely free rein to pollute at will with NO chance of being brought to trial, even in the court of public opinion. The far right Conservatives are so 'good' at disemination "information" that even the poor think that keeping our air and water clean is too expensive, so even they support the Big Polluters. Our children, our parents and even ourselves get sicker by the year from the constant attack on our environment by Big Business. All in the name of profit. There can never be enough profit, and no cost is too large, including our Health - in fact especially our Health because of course Big Health makes Big Profits from sick people.
Did you notice that Exxon's profits were UP 41% over last years profits? But apparently even that was not good enough, their shares DROPPED $2 a share - because "The Market" had expected their profits to be higher than that!! More than a 41% increase in PROFITS!! Not enough of an increase! Last year they made a $53 Billion PROFIT - that is profit, not total take, just profit, and on that profit they paid NO tax, not one single penny in tax. Tell me again Mr Conservative about how the American Corporations pay too much tax! And how we have to cut their tax rate even more - please tell me how can you pay less than nothing? Ah, yes of couse you CAN, it is called subsidies and tax credits (GM, another "poor little company" that you may have heard of,) didn't just pay NO tax last year they received an almost $2 Billion tax credit from the US government. (Please don't forget that money came from YOUR TAXES.) Yes, you paid taxes and your government gave it to Big Business. $2 billion dollars is the equivalent of $7 from EVERY MAN, WOMAN & CHILD in the US, so if you are a family of 4 you gave $28 to GE. Not too bad you think? But the same amount went to Skank of America - sorry Bank of America - Billions more to subsidize other oil companies, big agriculture companies that make billions in profits and receive billions in subsidies! And it goes on and on, there are hundreds of companies, maybe thousands, that get subsidies and tax credits - from your tax dollar. And all they have to do to get them is give our wonderful Congressmen and women bribes. (Congress calls it lobbying - lobbyists give them money, I call it bribes, they call it legal, because they make the laws. Including exempting themselves from many of the laws that they pass to keep us under control, while they are completely out of control.)
Saturday, July 30, 2011
Non Political Comment from another Senior Citizen.
This comment is from someone else - unknown - it is completetly non-partisan. It reflects my sentiments exactly, and is written much better than I could put it. I hope you will read it.
This Senior Citizen Nailed it.
Alan Simpson , Senator from Wyoming, called Senior Citizens the Greediest Generation as he compared "Social Security" to a Milk Cow with 310 million teats. August, 2010.
This response is from a Senior Citizen in Montana. He is ticked off and tells it like it is! It is the way he sees it and I have to agree with him.
"Hey Alan, let's get a few things straight.
1. As a career politician, you have been on the public dole for FIFTY YEARS.
2. I have been paying Social Security taxes for 48 YEARS. since I was 15 years old. I am now 63)
3. My Social Security paymnets, and those of millions of other Americans, were safely tucked away in an interest bearing account for decades until you political pukes decided to raid the account and give OUR money to a bunch of zero ambition losers in return for votes, thus bankrupting the system and turning Social Securiy into a Ponzi scheme that would have made Bernie Madoff proud.
4. Recently, just like Charlie Brown and Lucy, you and your ilk pulled the proverbial football away from millions of American seniors nearing retirement and moved the goalposts for full retirement from age 65 to age 67. NOW, you and your shill commision is proposing to move the goalposts YET AGAIN.
5. I and millions of other Americans, have been paying into Medicare from Day One, and now you morons propose to change the rules of the game. Why? Because you idiots mismanaged other parts of the economy to such an extent that you need to steal money from Medicare to pay the bills.
6. I, and millions of other Americans, have been paying income taxes our entire lives, and now you propose to increase our taxes yet again. Why?
Because you incompetant bastards spent our money so profligately that you just kept on spending even after you ran out of money. Now, you come to the American taxpayers and say you need more money to pay off YOUR debt.
To add insult to injury, you label us as "Greedy" for calling "Bullshit" on your incompetance. Well, Captain Bullshit, I have a few questions for YOU.
1. How much money have you earned from the American taxpayers during your pathetic 50-year political career?
2. At what age did you retire from your pathetic political career, and how much are you receiving in annual retirement benefits from the American taxpayer?
3. How much do you pay for YOUR government provided health insurance?
4. What cuts in YOUR retirement and health care benefits are you proposing in your disgusting deficit reduction proposal, or, as usual, have you exempted yourself and your political cronies?
It is you, Captain Bullshit, and your political co-conspirators called Congress who are the "greedy" ones. It is you and your fellow nutcases who have bankrupted America for the sole purpose of advancing your pathetic political careers. You know it, we know it, and you know that we know it.
And you can take that to the bank, you miserable son of a bitch.
A couple of notes regarding Congress. Men and women serving in the US Military for 20 years, risking life and limb to keep us safe, get 50% of their pay upon retirement. Politicians, nice and safe in Washington DC, protected by those men and women receive full pay - 100% - after just one term, for the rest of their lives! Does that make sense?
Staffers of Congress' family members are exempt from having to pay back student loans.
Who knew that members of Congress could retire with full pay, for the rest of their lives, after just one term? And that they specifically exempted themselves from many of the laws that they passed, while ordinary citizens have to live under those laws?
The latest flagrant exemption is that they exempted themselves from the Health Care Reform!
Why are these people above many of the Laws of the Land that we have to live under? I don't care if you, or they, are Republican, Democrat, Independent or whatever, how can we put up with an "elite" that have put themselves above the law?
You many have seen this proposal before, it looks like a good and sensible one to me: -
Proposed 28th Amendment to the United Sates Constitution:
"Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or the Representatives that does not apply equally to the Citizens of the United States."
This Senior Citizen Nailed it.
Alan Simpson , Senator from Wyoming, called Senior Citizens the Greediest Generation as he compared "Social Security" to a Milk Cow with 310 million teats. August, 2010.
This response is from a Senior Citizen in Montana. He is ticked off and tells it like it is! It is the way he sees it and I have to agree with him.
"Hey Alan, let's get a few things straight.
1. As a career politician, you have been on the public dole for FIFTY YEARS.
2. I have been paying Social Security taxes for 48 YEARS. since I was 15 years old. I am now 63)
3. My Social Security paymnets, and those of millions of other Americans, were safely tucked away in an interest bearing account for decades until you political pukes decided to raid the account and give OUR money to a bunch of zero ambition losers in return for votes, thus bankrupting the system and turning Social Securiy into a Ponzi scheme that would have made Bernie Madoff proud.
4. Recently, just like Charlie Brown and Lucy, you and your ilk pulled the proverbial football away from millions of American seniors nearing retirement and moved the goalposts for full retirement from age 65 to age 67. NOW, you and your shill commision is proposing to move the goalposts YET AGAIN.
5. I and millions of other Americans, have been paying into Medicare from Day One, and now you morons propose to change the rules of the game. Why? Because you idiots mismanaged other parts of the economy to such an extent that you need to steal money from Medicare to pay the bills.
6. I, and millions of other Americans, have been paying income taxes our entire lives, and now you propose to increase our taxes yet again. Why?
Because you incompetant bastards spent our money so profligately that you just kept on spending even after you ran out of money. Now, you come to the American taxpayers and say you need more money to pay off YOUR debt.
To add insult to injury, you label us as "Greedy" for calling "Bullshit" on your incompetance. Well, Captain Bullshit, I have a few questions for YOU.
1. How much money have you earned from the American taxpayers during your pathetic 50-year political career?
2. At what age did you retire from your pathetic political career, and how much are you receiving in annual retirement benefits from the American taxpayer?
3. How much do you pay for YOUR government provided health insurance?
4. What cuts in YOUR retirement and health care benefits are you proposing in your disgusting deficit reduction proposal, or, as usual, have you exempted yourself and your political cronies?
It is you, Captain Bullshit, and your political co-conspirators called Congress who are the "greedy" ones. It is you and your fellow nutcases who have bankrupted America for the sole purpose of advancing your pathetic political careers. You know it, we know it, and you know that we know it.
And you can take that to the bank, you miserable son of a bitch.
A couple of notes regarding Congress. Men and women serving in the US Military for 20 years, risking life and limb to keep us safe, get 50% of their pay upon retirement. Politicians, nice and safe in Washington DC, protected by those men and women receive full pay - 100% - after just one term, for the rest of their lives! Does that make sense?
Staffers of Congress' family members are exempt from having to pay back student loans.
Who knew that members of Congress could retire with full pay, for the rest of their lives, after just one term? And that they specifically exempted themselves from many of the laws that they passed, while ordinary citizens have to live under those laws?
The latest flagrant exemption is that they exempted themselves from the Health Care Reform!
Why are these people above many of the Laws of the Land that we have to live under? I don't care if you, or they, are Republican, Democrat, Independent or whatever, how can we put up with an "elite" that have put themselves above the law?
You many have seen this proposal before, it looks like a good and sensible one to me: -
Proposed 28th Amendment to the United Sates Constitution:
"Congress shall make no law that applies to the citizens of the United States that does not apply equally to the Senators and/or Representatives; and, Congress shall make no law that applies to the Senators and/or the Representatives that does not apply equally to the Citizens of the United States."
Thursday, July 28, 2011
EPA
We deserve clean air and water. The government should protect us against those who would pollute our environment. Pretty simple huh?
But, there are way too many members of Congress looking for Corporate bribes or contributions, who are doing everything they can to stop the EPA from enforcing what is the clear intent of the Clean Air and Clean Water laws. Congress and polluters are going to slash our Environmental safety net even more than they already have, which will jeopardize fish and wildlife habitats all across America.
One of the first attacks was the Supreme Court decision that allowed Corporations to spend unlimited amounts of money to bribe politicians. A virtual deluge of Big Polluter money flooded in. Even moderate lawmakers in fear of these Corporations and arousing their wrath are voting to cripple environmental laws.
Special interests, mostly big polluters, spent $4 Billion on last falls Congressional elections.
Big Oil, Big Agriculture and other Big Polluters are spending Billions on misleading advertising. Telling us how clean and safe are Coal, Oil, Nuclear, Gas fracking etc, which we know is untrue but which the ignorant believe. After all they say - it MUST be true because it is on TV/Internet/Radio/newspaper etc.
Once upon a time all environmental funding was a miserable 2% of the federal budget, now it is 1/2 of 1%. That is for all the National Parks, Wildlife Refuges, and all other environmental and resource programs combined. And the Republicans want to slash them even more. Congress just passed another bill to stop the EPA from enforcing rules that would protect our health and our climate. This will undoubtedly increase our health costs enormously. But of course more importantly to Congress it will cut costs to big Polluting Corporations, and even more importantly increase bribes to Congressmen from those Corporations. Big Polluters will now be able to flout legal restrictions on dumping contaminants into the air, rivers and onto the ground. The EPA will effectively be handcuffed.
Pollution from mercury and other poisonous emissions cause hundreds of thousands of serious illnesses annually, including asthma, which has become a virtual epidemic among our children. Some scientists say that every $1 spent on pollution control saves as much as $20 or $30 in health care costs.
Further uncontrolled pollution by unscrupulous Corporations will further ruin our air, increased carbon build up in the air will trap more heat, overheating the Earth even more than it already has. As the oceans warm up - they have already - we get more moisture in the atmosphere and therefore more intense storms. Noticed that? Massive Floods, Heatwaves, Rains and Snowstorms all over, not just in the US, but all over the world.
I despair for us all. Big Business, Big Polluters and The Rich have complete control of Congress and therefore of our Health, our Air, our Water, our Environment and of every aspect of our lives. We have no control at all left, somehow the Extremist Conservatives have taken control of our world, and they have no mercy for the poor, the sick, the disabled, the middle class or anyone who pays taxes - they don't, or if there are few rich that still make tiny tax`payments, that too will soon be stopped.
Enjoy anything that you have left while you can because it will soon be taken from you.
David. XXX
But, there are way too many members of Congress looking for Corporate bribes or contributions, who are doing everything they can to stop the EPA from enforcing what is the clear intent of the Clean Air and Clean Water laws. Congress and polluters are going to slash our Environmental safety net even more than they already have, which will jeopardize fish and wildlife habitats all across America.
One of the first attacks was the Supreme Court decision that allowed Corporations to spend unlimited amounts of money to bribe politicians. A virtual deluge of Big Polluter money flooded in. Even moderate lawmakers in fear of these Corporations and arousing their wrath are voting to cripple environmental laws.
Special interests, mostly big polluters, spent $4 Billion on last falls Congressional elections.
Big Oil, Big Agriculture and other Big Polluters are spending Billions on misleading advertising. Telling us how clean and safe are Coal, Oil, Nuclear, Gas fracking etc, which we know is untrue but which the ignorant believe. After all they say - it MUST be true because it is on TV/Internet/Radio/newspaper etc.
Once upon a time all environmental funding was a miserable 2% of the federal budget, now it is 1/2 of 1%. That is for all the National Parks, Wildlife Refuges, and all other environmental and resource programs combined. And the Republicans want to slash them even more. Congress just passed another bill to stop the EPA from enforcing rules that would protect our health and our climate. This will undoubtedly increase our health costs enormously. But of course more importantly to Congress it will cut costs to big Polluting Corporations, and even more importantly increase bribes to Congressmen from those Corporations. Big Polluters will now be able to flout legal restrictions on dumping contaminants into the air, rivers and onto the ground. The EPA will effectively be handcuffed.
Pollution from mercury and other poisonous emissions cause hundreds of thousands of serious illnesses annually, including asthma, which has become a virtual epidemic among our children. Some scientists say that every $1 spent on pollution control saves as much as $20 or $30 in health care costs.
Further uncontrolled pollution by unscrupulous Corporations will further ruin our air, increased carbon build up in the air will trap more heat, overheating the Earth even more than it already has. As the oceans warm up - they have already - we get more moisture in the atmosphere and therefore more intense storms. Noticed that? Massive Floods, Heatwaves, Rains and Snowstorms all over, not just in the US, but all over the world.
I despair for us all. Big Business, Big Polluters and The Rich have complete control of Congress and therefore of our Health, our Air, our Water, our Environment and of every aspect of our lives. We have no control at all left, somehow the Extremist Conservatives have taken control of our world, and they have no mercy for the poor, the sick, the disabled, the middle class or anyone who pays taxes - they don't, or if there are few rich that still make tiny tax`payments, that too will soon be stopped.
Enjoy anything that you have left while you can because it will soon be taken from you.
David. XXX
Tuesday, July 26, 2011
Congress.
The blatant bribery of Congress should not be tolerated. Just because Congress calls it Lobbying doesn't change the fact that it is plainly and simply, bribery.
If you had the ability to affect decisions that would put millions or billions of dollars into the pockets of millionaires, billionaires and multi billion dollar companies and you took money from those people or companies and acted upon that power, you would, rightly, go to prison.
But Congress doesn't work that way, they routinely take millions of dollars in bribes every day, and it is perfectly legal, because they, Congress, says that it is OK, for THEM to do that - but not you or me! Congress calls it Lobbying. Any court in the land would call it bribery which is punishable by heavy fines and/or imprisonment. If you took a bribe or a kickback to award a job to a company, what you would be doing would be illegal, but not Congress.
The Health Industry pays Congress one million dollars a DAY in bribes, sorry in lobbying, would you not call that bribery? Most people and courts would if it were you or me doing it.
Now, that is just the Health Industry. (Note - a FOR PROFIT industry.) Not the Health SERVICE as in ANY other civilized country in the world. America is the only country in the world that has a FOR PROFIT Health Industry.
There are HUNDREDS of companies that routinely bribe Congress. They are falling over each other to give them money. Why? Isn't it obvious, they can make or break anyone, by giving them access to government billions, in work, or in subsidies. Companies like Exxon corporation that made $50 BILLION dollars in PROFITS last year and paid NO tax, not one cent in tax! And even more outrageous is the fact that they received SUBSIDIES! Subsidy may just be a word to you, but if you think about it a little you will realize that all of the money that the US Congress spends comes from us. That means that Congress, in return for bribes from Exxon, is giving Exxon, a company that made $50 BILLION in PROFITS and paid NO tax last year, SUBSIDIES from money that YOU paid in taxes!
Yep, Congress thinks that it is fine for big companies to pay no tax, in return for bribes of course, while you pay plenty in taxes. Oh, and in case you didn't catch it the first time, they then take those taxes that you worked hard for and then paid over to Congress, for them, in their wisdom, to give to big profitable corporations. Who in turn give it to their CEO's and other executive officers in salary and bonuses. So your tax can routinely go to pay a CEO's salary and bonuses in the $50 MILLION dollar area! And you can bet your bippy that those CEO's pay way less in taxes on their $50 million than you do on your $50,000. While the average American pays 30% of his income in taxes, the top 1% of Americans pay only 16% in taxes!
Just for good measure here's another annoying fact, the top 1% of Americans own 50% of its wealth. That leaves the other 99% of us to share the other 50%!
Again, just in case it has not occurred to you, most of the members of Congress are among that top 1%. So don't expect them to be doing anything about the situation that makes 99% of us share half of everything while 1% get the other half!
And we want to CUT taxes to the rich! Now, how do they get us to go along with that? Virtually all Republicans, which is about half of the country, and even some Democrats want us to cut taxes to the rich! The latest Republican plan is to cut Social Security by 10% and, are you ready for this, give it to the rich! Yes, they want to cut the top tax rate of 35% (Already the lowest top tax rate of any country in the world) to 29%. No mention of putting the money that would be taken from the poorest among us towards the National Debt, just giving it to the rich, who would suffer not at all.
So, imagine this scenario, you have a young man with Cerebral Palsy who cannot walk or talk, (No he is not lazy and won't work. His disability is no fault of his. His father probably left his mother, so she is taking care of him. As it is a full time job to dress him, feed him watch him etc she is unable to work. Again not because she is lazy, because she is unfortunate enough to be in that position. A nightmare for anyone. Think about it for a few minutes - it could happen to you.) Now, the Republican answer to our unfortunate position, almost entirely the fault incidentally of the Republicans, is to reduce his disability payment of $15,000 per YEAR by 10% ($1,500) and GIVE IT TO THE RICH!!! This is going to solve our problems - NOT! This young man did not cause our problems. But he is going to be punished, and money that is vital to him for any kind of help to his condition is going to be given to people that DID cause our problems - bankers, wall street types, millionaires etc. So some guy who "makes" a million dollars a year is going to be given the $1,500 that will be taken from our unfortunate young man and his mother.
When our Founding Fathers set up Congress I don't think they intended Congressmen to have a "Job for life." They should SERVE for one term and then go back to their regular life.
And how's this for an idea? When a Congressman goes into office he should have his/her Net Worth determined before entering office and then again when he/she leaves, and if it is more when they leave they should have to account for every penny.
There are plenty of honest citizens of character who would be happy to serve their country for one term without thought of massive "Reward". A modest salary and perhaps a small pension should suffice.
I'd be happy to discuss this with anyone who would like to call me and talk about it.
David.
If you had the ability to affect decisions that would put millions or billions of dollars into the pockets of millionaires, billionaires and multi billion dollar companies and you took money from those people or companies and acted upon that power, you would, rightly, go to prison.
But Congress doesn't work that way, they routinely take millions of dollars in bribes every day, and it is perfectly legal, because they, Congress, says that it is OK, for THEM to do that - but not you or me! Congress calls it Lobbying. Any court in the land would call it bribery which is punishable by heavy fines and/or imprisonment. If you took a bribe or a kickback to award a job to a company, what you would be doing would be illegal, but not Congress.
The Health Industry pays Congress one million dollars a DAY in bribes, sorry in lobbying, would you not call that bribery? Most people and courts would if it were you or me doing it.
Now, that is just the Health Industry. (Note - a FOR PROFIT industry.) Not the Health SERVICE as in ANY other civilized country in the world. America is the only country in the world that has a FOR PROFIT Health Industry.
There are HUNDREDS of companies that routinely bribe Congress. They are falling over each other to give them money. Why? Isn't it obvious, they can make or break anyone, by giving them access to government billions, in work, or in subsidies. Companies like Exxon corporation that made $50 BILLION dollars in PROFITS last year and paid NO tax, not one cent in tax! And even more outrageous is the fact that they received SUBSIDIES! Subsidy may just be a word to you, but if you think about it a little you will realize that all of the money that the US Congress spends comes from us. That means that Congress, in return for bribes from Exxon, is giving Exxon, a company that made $50 BILLION in PROFITS and paid NO tax last year, SUBSIDIES from money that YOU paid in taxes!
Yep, Congress thinks that it is fine for big companies to pay no tax, in return for bribes of course, while you pay plenty in taxes. Oh, and in case you didn't catch it the first time, they then take those taxes that you worked hard for and then paid over to Congress, for them, in their wisdom, to give to big profitable corporations. Who in turn give it to their CEO's and other executive officers in salary and bonuses. So your tax can routinely go to pay a CEO's salary and bonuses in the $50 MILLION dollar area! And you can bet your bippy that those CEO's pay way less in taxes on their $50 million than you do on your $50,000. While the average American pays 30% of his income in taxes, the top 1% of Americans pay only 16% in taxes!
Just for good measure here's another annoying fact, the top 1% of Americans own 50% of its wealth. That leaves the other 99% of us to share the other 50%!
Again, just in case it has not occurred to you, most of the members of Congress are among that top 1%. So don't expect them to be doing anything about the situation that makes 99% of us share half of everything while 1% get the other half!
And we want to CUT taxes to the rich! Now, how do they get us to go along with that? Virtually all Republicans, which is about half of the country, and even some Democrats want us to cut taxes to the rich! The latest Republican plan is to cut Social Security by 10% and, are you ready for this, give it to the rich! Yes, they want to cut the top tax rate of 35% (Already the lowest top tax rate of any country in the world) to 29%. No mention of putting the money that would be taken from the poorest among us towards the National Debt, just giving it to the rich, who would suffer not at all.
So, imagine this scenario, you have a young man with Cerebral Palsy who cannot walk or talk, (No he is not lazy and won't work. His disability is no fault of his. His father probably left his mother, so she is taking care of him. As it is a full time job to dress him, feed him watch him etc she is unable to work. Again not because she is lazy, because she is unfortunate enough to be in that position. A nightmare for anyone. Think about it for a few minutes - it could happen to you.) Now, the Republican answer to our unfortunate position, almost entirely the fault incidentally of the Republicans, is to reduce his disability payment of $15,000 per YEAR by 10% ($1,500) and GIVE IT TO THE RICH!!! This is going to solve our problems - NOT! This young man did not cause our problems. But he is going to be punished, and money that is vital to him for any kind of help to his condition is going to be given to people that DID cause our problems - bankers, wall street types, millionaires etc. So some guy who "makes" a million dollars a year is going to be given the $1,500 that will be taken from our unfortunate young man and his mother.
When our Founding Fathers set up Congress I don't think they intended Congressmen to have a "Job for life." They should SERVE for one term and then go back to their regular life.
And how's this for an idea? When a Congressman goes into office he should have his/her Net Worth determined before entering office and then again when he/she leaves, and if it is more when they leave they should have to account for every penny.
There are plenty of honest citizens of character who would be happy to serve their country for one term without thought of massive "Reward". A modest salary and perhaps a small pension should suffice.
I'd be happy to discuss this with anyone who would like to call me and talk about it.
David.
Tuesday, July 12, 2011
An update on America's wealthy.
America's wealthy just got wealthier. A report out today tells us that America's CEO's will receive, on average, 23% more than they received last year!
It is of interest to know that the average American worker received a pay raise of one half of 1% last year!
So CEO's, some of America's wealthiest individuals, received a pay raise that was 46 times as much as the average American worker received! Their "compensation", as they like to call it is 343 times the pay of the average worker in their company! (in 1980 they made 42 times their median workers salary.) This is the most unbalanced ratio to be found anywhere in the industrialized world.
Companies were required to report their CEO to worker pay ratio, but last month the GOP voted to repeal that provision. Doubtless their "Friends" on Wall Street asked for that to avoid too much embarrassment. And of course they, Congress, obliged.
The US Congress, the best Congress that money can buy! Exxon spent $28 million "lobbying" Congress last year. (I call it bribing) And Lo and Behold they ended up paying NO tax at all - in spite of making $53 Billion in profits!
I made $39,000 last year and paid hundreds of times more in taxes than Exxon paid! In fact my tax bill was hundreds of times more than at least 25 HUGE US companies COMBINED, they paid NO taxes at all. GE for example received a $1.1 Billion tax credit. The Bank of America received a $1.9 Billion tax credit. And yet we keep hearing from places like Fox "News" that the tax rate on US Companies is confiscatory. That we can't compete with the rest of the world because of our "high" tax rate!
Not only is the tax rate on US Companies laughable, so to is the top tax rate on our wealthy. At 35% it is the lowest in about 60 years, and is also the lowest of any industrialized country in the world. Not that the tax rate affects the rich much anyway, while the average American worker pays 30% of his income in taxes the average tax hit on the top 2% of American is just 16%!!! (Don't forget the GOP mantra - "Lets cut taxes on the rich." "They create Jobs.") And if you believe that I have this bridge in Brooklyn that I would like to sell you! They, the rich, did not get rich by creating jobs, they got rich by laying off their workers which increased the "Profit" of their company and gave them a nice multi million dollar bonus. Then they sent jobs overseas, which cuts their companies costs even more, and gets them another multi million dollar bonus. Then they use some of that money to bribe Congress to fight for tax cuts for the rich! Doubtless it does not hurt that most of our Congressmen and women, are rich too.
Talk about putting the fox in charge of the hen house!
It is of interest to know that the average American worker received a pay raise of one half of 1% last year!
So CEO's, some of America's wealthiest individuals, received a pay raise that was 46 times as much as the average American worker received! Their "compensation", as they like to call it is 343 times the pay of the average worker in their company! (in 1980 they made 42 times their median workers salary.) This is the most unbalanced ratio to be found anywhere in the industrialized world.
Companies were required to report their CEO to worker pay ratio, but last month the GOP voted to repeal that provision. Doubtless their "Friends" on Wall Street asked for that to avoid too much embarrassment. And of course they, Congress, obliged.
The US Congress, the best Congress that money can buy! Exxon spent $28 million "lobbying" Congress last year. (I call it bribing) And Lo and Behold they ended up paying NO tax at all - in spite of making $53 Billion in profits!
I made $39,000 last year and paid hundreds of times more in taxes than Exxon paid! In fact my tax bill was hundreds of times more than at least 25 HUGE US companies COMBINED, they paid NO taxes at all. GE for example received a $1.1 Billion tax credit. The Bank of America received a $1.9 Billion tax credit. And yet we keep hearing from places like Fox "News" that the tax rate on US Companies is confiscatory. That we can't compete with the rest of the world because of our "high" tax rate!
Not only is the tax rate on US Companies laughable, so to is the top tax rate on our wealthy. At 35% it is the lowest in about 60 years, and is also the lowest of any industrialized country in the world. Not that the tax rate affects the rich much anyway, while the average American worker pays 30% of his income in taxes the average tax hit on the top 2% of American is just 16%!!! (Don't forget the GOP mantra - "Lets cut taxes on the rich." "They create Jobs.") And if you believe that I have this bridge in Brooklyn that I would like to sell you! They, the rich, did not get rich by creating jobs, they got rich by laying off their workers which increased the "Profit" of their company and gave them a nice multi million dollar bonus. Then they sent jobs overseas, which cuts their companies costs even more, and gets them another multi million dollar bonus. Then they use some of that money to bribe Congress to fight for tax cuts for the rich! Doubtless it does not hurt that most of our Congressmen and women, are rich too.
Talk about putting the fox in charge of the hen house!
Monday, July 11, 2011
I am SO upset.
I am so upset that I can hardly see straight. I completely fail to see how our "Leaders" can justify asking the poorest of our citizens to sacrifice, while asking nothing of our richest, wealthiest. It is beyond belief that the Republicans want to cut Social Security and Medicare and cut jobs everywhere that the poor and hardworking members of our society are, while refusing to ask anything at all of the rich. They still want to cut taxes even more to the wealthiest Americans!!!! The top 1% of Americans already own 50% of all the wealth in the country, leaving the other 99% to share the other 50%!!! How can anyone, even those unbelievably rich want to have even more?
Another quick comment
- from a news article that I just read. The top 1% of Americans own 50% of the total American wealth!
This is the largest inequality EVER, and also ANYWHERE - anywhere in the world that is!
To repeat one of my favorite often repeated facts - the income spread now is the biggest that it has ever been, at any time, any where. (And we still want to cut taxes to the rich!)
Oh yes, I forgat to mention it is also widening fast, faster than it ever has.
In case you are not good with math, if 1% of Americans own 50% of all its wealth that means that the other 99% of us have to share the other 50%. And yet STILL, at least 50% of Americans (Just about all Republicans, and even some Democrats!) want to cut taxes to the rich! No one has been able to explain this to me. In fact no one has even tried to explain it to me.
Putting it another way, there are 100 people in a boat, starving, a pizza is delivered, ONE of the 100 people takes half of the pizza. The other 99 people share the other half! Would you be happy with that? Probably not, but you ARE happy that 1% of Americans own half of everything. (And pay less tax than us! They average 16% tax on all their income wheras the average American averages 30% tax on their income! But not only does no one have a problem with that, they don't even want the top tax rate raised!)
I give up.
This is the largest inequality EVER, and also ANYWHERE - anywhere in the world that is!
To repeat one of my favorite often repeated facts - the income spread now is the biggest that it has ever been, at any time, any where. (And we still want to cut taxes to the rich!)
Oh yes, I forgat to mention it is also widening fast, faster than it ever has.
In case you are not good with math, if 1% of Americans own 50% of all its wealth that means that the other 99% of us have to share the other 50%. And yet STILL, at least 50% of Americans (Just about all Republicans, and even some Democrats!) want to cut taxes to the rich! No one has been able to explain this to me. In fact no one has even tried to explain it to me.
Putting it another way, there are 100 people in a boat, starving, a pizza is delivered, ONE of the 100 people takes half of the pizza. The other 99 people share the other half! Would you be happy with that? Probably not, but you ARE happy that 1% of Americans own half of everything. (And pay less tax than us! They average 16% tax on all their income wheras the average American averages 30% tax on their income! But not only does no one have a problem with that, they don't even want the top tax rate raised!)
I give up.
Sunday, July 10, 2011
A quick comment.
There seem to be a lot of people who think that cutting taxes will somehow miraculously get us out of our un-balanceed budget and create jobs.
Going back to my blog of a couple of days ago when I tried to equate the way I operate my budget with the way the USA operates it's budget.
One of the things That I pointed out is if I run short of money I borrow from savings (USA can't do that as it has none) OR I borrow from a bank, and pay it back as quickly as possible to reduce the interest I pay. (The USA borrows but does not pay back the loan) The third option was to get another job, to generate more income. This works for me. (The equivalent for the USA is to collect more taxes - for some reason they don't want to do this) The fourth option, for the USA, is to cut taxes! The equivalent for me would be to cut my income! Drop my extra job? Ask my employer to cut my pay? Now, can ANYONE explain to me how this would help me with my "Balance of payments"? How would it help me to pay my bills? How would it help me to pay off my loan?
(In case someone says that by cutting taxes to the rich - most of who pay hardly any tax compared to the average American - they, the rich, will create jobs, I have to ask, "Are you mad?" If they would create jobs, HOW, why are they not creating jobs?? Their tax rate is the LOWEST that it has been in at least 60 years. With such a low tax rate - the lowest the USA has had in 60 years, AND the lowest in the WORLD - WHY are they not creating jobs?? As the rate of job creation is the lowest in 60 years and the tax rate is the lowest in 60 years, common sense says that by lowering taxes we will lower the rate of creating jobs. At every point in the last 60 years our tax rate has been higher and our job creation rate has been higher! Reagan 50% top tax rate, Nixon 70% top tax rate, Eisenhower 91% top tax rate. And in every instance higher job creation rate. I say, raise the tax rate on the rich. - and thus create jobs!)
Going back to my blog of a couple of days ago when I tried to equate the way I operate my budget with the way the USA operates it's budget.
One of the things That I pointed out is if I run short of money I borrow from savings (USA can't do that as it has none) OR I borrow from a bank, and pay it back as quickly as possible to reduce the interest I pay. (The USA borrows but does not pay back the loan) The third option was to get another job, to generate more income. This works for me. (The equivalent for the USA is to collect more taxes - for some reason they don't want to do this) The fourth option, for the USA, is to cut taxes! The equivalent for me would be to cut my income! Drop my extra job? Ask my employer to cut my pay? Now, can ANYONE explain to me how this would help me with my "Balance of payments"? How would it help me to pay my bills? How would it help me to pay off my loan?
(In case someone says that by cutting taxes to the rich - most of who pay hardly any tax compared to the average American - they, the rich, will create jobs, I have to ask, "Are you mad?" If they would create jobs, HOW, why are they not creating jobs?? Their tax rate is the LOWEST that it has been in at least 60 years. With such a low tax rate - the lowest the USA has had in 60 years, AND the lowest in the WORLD - WHY are they not creating jobs?? As the rate of job creation is the lowest in 60 years and the tax rate is the lowest in 60 years, common sense says that by lowering taxes we will lower the rate of creating jobs. At every point in the last 60 years our tax rate has been higher and our job creation rate has been higher! Reagan 50% top tax rate, Nixon 70% top tax rate, Eisenhower 91% top tax rate. And in every instance higher job creation rate. I say, raise the tax rate on the rich. - and thus create jobs!)
Friday, July 8, 2011
Congress.
I don't understand why Congress is so upset about the un-balanced budget.
THEY approved all the spending bills. Every dollar that the US spends THEY approved.
THEY also set the tax rate. THEY decided NOT to collect enough in taxes to cover what THEY had decided to spend!
So what are they so upset about?
As THEY decided not to collect enough in taxes to pay for what THEY had decided to spend they KNEW that they would have to borrow to cover the difference.
Therefore it is entirely the fault of Congress. Not my fault, not your fault, not even Obama's fault - CONGRESS approved everything that got us into this mess.
Or am I missing something?
THEY approved all the spending bills. Every dollar that the US spends THEY approved.
THEY also set the tax rate. THEY decided NOT to collect enough in taxes to cover what THEY had decided to spend!
So what are they so upset about?
As THEY decided not to collect enough in taxes to pay for what THEY had decided to spend they KNEW that they would have to borrow to cover the difference.
Therefore it is entirely the fault of Congress. Not my fault, not your fault, not even Obama's fault - CONGRESS approved everything that got us into this mess.
Or am I missing something?
Wednesday, July 6, 2011
Politics - and a balanced budget.
What to do, what to do? How do we balance the budget? Cut spending? Cut taxes? Increase taxes?
When I meet such dilemma's I try to "go small", in other words what do I do in my own budget situation?
Well now, all of a sudden it becomes easy - well as easy as balancing a budget can become.
We have an income, and we spend it, some for necessities like housing, food, transportation, etc (For the USA that would be taking care of the poor and disabled, agriculture, infrastructure of roads, airports, rails, etc.)
Then there is entertainment, an occasional dinner out and a movie, a vacation, a sports event, visiting friends etc. (For the USA that would be NASA space exploration, the Arts, public radio and TV, the National Parks and Wilderness areas, Wars etc.)
Then there is charitable donations, volunteer work, putting something into savings, etc. (For the USA that would be foreign aid - which is one tenth of one percent of the USA's GNP! Much, much less than we give personally. And also the lowest of the 22richest countries in the world, some of who give one percent, or more, of their GNP, ten times as much as we give! So cutting that would make no difference to us at all. Not to mention that most of it is not really foreign aid as most countries would define it, most of our "Foreign Aid" goes to Israel, Egypt, Pakistan etc in the form of military aid - so even what we give them is actually charity to our own weapons manufacturers! Yet we call it "Foreign Aid", which I used to think was food etc for poor countries! We do give money to starving countries for food, but with the proviso that they must use it to buy food from the USA! So it is no help to their farmers who cannot compete by growing food for their own people, as their government must use the money to buy the food from the USA! So they are even worse off! It turns out that the "Aid" is charity for our own farmers who sell their surplus food to the Aid countries! Where was I? Oh yes, volunteer work, that would be the Peace Corps, Doctors Without Borders, Mercy Ships etc, And Savings, well of course the USA doesn't have any savings for a rainy day? Shame on us.
If we have something come up that is not in the budget, where we need a little more money we take it from our savings, or we borrow it from a bank. (For the USA that means as they have no savings they have to borrow it.)
We then pay back the 'loan' to our savings account or to the bank where we borrowed the money. Here, we and the USA differ. We pay back the money and we do it as quickly as possible to minimize any interest payments, which is a total loss to us. You could say that interest is of no interest to us at all! We would rather have that money for our use than give it to the bankers. But the USA continues to borrow and to accrue interest payments. Why? At first I was going to say "That is easy to explain." but of course it is not easy, but I will attempt to give my reasoning's. It all comes back to Politics, Politicians and Greed. Quite simply they, the Politicians, think we, the people, are stupid and that they, the Pile of Shitens, can fool us, the people, all the time. Even if they can't fool us all the time they can throw us a bone - they can use the old war cry "Cut Taxes" as a sure fire way to get elected. Having cut taxes, all they have to do then is borrow more money to fill the hole left by having less income from taxes.
This obviously does not work. Here the ability to compare my "Small" budget with the budget of the USA becomes impossible because they, the USA or more accurately the Politicians, do not act intelligently or even reasonably. Whereas I can talk to my partner and come up with a plan, the two political parties, who are in no way partners, cannot talk. Like partners in a divorce they can only fight. And we all know where that leads to in a divorce - disaster - more accurately financial disaster for everyone. (Except the lawyers.)
So the two parties, who should be partners in guiding our country through its trials and tribulations instead fight amongst themselves, completely unaware, or not caring, about what they are doing to their country and their countrymen. It's like fighting while on the edge of a cliff, they will both fall, whereas if they co-operated they could save each other.
What hate. Can you imagine such hate, to hate the "Other side" so much that you would destroy not only them, but yourself, AND 300 million other men, women and children?
Hey, I got away from my comparison between my small budget and the USA's budget. I am almost finished - as will the USA be if our politicians don't straighten up and become, if not friends, at least partners.
So what I was going to say was that if we can't get our budget balanced we negotiate among ourselves - my wife and I - about what to do. And what we do is we cut expenses where we can and if that does not work we increase income. By getting another job. (For the USA that means, cutting expenses, preferably excessive or wasteful spending, and if that doesn't work - which it obviously cannot as we are spending almost DOUBLE our income!!!!!! In other words we could cut ALL of our "Discretionary" spending and still nowhere near balance the budget! We have to get more income, in the form of taxes. Now, one of the options I mentioned right at the beginning of my Blog was to CUT taxes! Anyone with more than an IQ of 50 should realize that will not work! The only thing it would do, which its proposers know, is destroy the country, which is what they want so that they can get back into power and SAVE the country. Now, it should also be obvious that NONE of them are able or even interested in saving the welfare of the USA. They are only interested in getting into, or staying in, power. Why? Why indeed would anyone be interested in being in charge of a sinking ship with no captain, no rudder, that is full of holes and in a storm being driven towards sharp rocks? Who? Why? And neither "Party/Partner has ANY interest in correcting the situation. Or at least they are making no attempt to correct it.
The way I see it is we have to cut expenses, but only excessive and wasteful spending and we have to raise taxes, but only on the rich.
Here's my reasoning, I hear one side say "OK, we need to cut spending and raise taxes. We are prepared to talk about cutting discretionary spending, military spending, and social spending, or 'entitlements', but we also need to raise taxes on the wealthy." The other side says, "We need to cut discretionary spending and cut taxes on the rich."
I have no problem with picking a side here!
The "reasoning" on the cut taxes side is that if you cut spending you will have more money to cut taxes. And if you cut taxes you will have more jobs. That does not work, has never worked and can never work.
Fist, if you cut spending you will cut work. For every $30,000 to $40,000 that you cut spending you cut one job. Cut the EPA $3 billion, easy, that's 100,000 jobs at $30,000 each. Cut the IRS $4 Billion, that's another 100,000 jobs at $40,000 each. Cut road works, cut NPR, PBS, NASA, it's easy, BUT for everything you cut, you lose jobs. You CANNOT cut money from any area without cutting jobs. I thought the main problem nowadays is jobs. BUT, if you increase taxes, you don't lose any jobs. Someone making $250,000 a year (Which is 5 times as much money as I ever made) or $500,000 or $10 million or whatever, is not going to let his housekeeper go because he has to pay a little more in taxes is he? Can you imagine the situation in the home if he had to tell his wife "We can't afford to have the cleaning woman in any more, we have to clean the house ourselves"? How is making the rich pay their fair share in taxes going to cut jobs? We keep hearing that the rich are going to spend us out of the recession. Bull. We have been in this recession for what, at least 5 years, we have cut taxes several times and we are still in a recession. Do you see any sign of the rich spending us out of it? If they are going to do it then they need to get on and do it.
The top tax rate at present is 35% - the lowest that it has been in at least 60 years - and we have the lowest rate of job creation in 60 years. The top tax rate under Clinton was higher and he created I think it was 22 million jobs, Under Reagan the top tax rate was 50%, no problem with jobs then, under Nixon the top tax rate was 70%, again no problem with jobs. Want to go back even further? Under Eisenhower the top tax rate was 91%, lots of jobs then!
I can remember under Nixon, Ford, Carter, Reagan, Bush 1 and Clinton, trying to hire workers for my small business, it was hard to find people. The unemployment rate was low and we were competing for workers. Some weeks I spent $1,000 advertising for help (We were a small company with only 30 or so employees at our max.) This was when the top tax rate was higher. Now that it is at its lowest the job creation rate is also at it's lowest. Following that path, if we cut taxes on the rich even more, the unemployment rate will go even higher. BUT, the rich will be richer! And who makes these kinds of decisions? Why, the Rich of course! Now in order to cut taxes on the rich - who already pay at a rate half that of the average American - we have to take money from somewhere else to give it to them. And where do we get that money? The only place you can get it, from the poor and the middle class. And you get it by cutting benefits to them, cut their Soc Sec (The rich don't need Soc Sec so that is OK), cut food stamps, welfare, unemployment pay, cut discretionary spending - roads, etc etc, where the workers work, and give it all to the Rich. The Rich then take that money and spend it. And save the country! And if you believe that I have this bridge in Brooklyn that you might like to buy!
How can the Rich spending their money (Your money) solve our problems? For one thing they spend it by going to Paris and buying French perfume, French Gowns, eating in very expensive French restaurants and staying in expensive French Hotels. How does that help us here? They then do it all again in Switzerland while skiing, and again in Australia and on and on. Oh, and lets put our money into a bank in Switzerland or the Cayman Islands, so that the tax man can't get at it.
I have been berating the Rich, but I really don't think all rich people are bad people. I am sure that many of them appreciate that they live in the richest country in the world and it has been good to them. But hey, if the country wants to make it even easier for them by giving them more and more tax breaks, why would they argue with that? I am sure that many of them would step up to the plate and have no problem with paying more taxes if it were asked of them. If I were making a million dollars a year I'd have no problem paying more in taxes and I'm pretty sure you would not either.
Not only is the top tax rate in the USA at the lowest it has been in at least 60 years, but the top tax rate in the USA is also the lowest in the World! With the exception of Japan which is about the same as our top tax rate, every other country in the world has a higher top tax rate than we do. What do they know that we don't ? Apparently they are right and we are wrong because we can't balance our budget. (There are of course some exceptions out there, mostly a few countries that have tried to emulate the USA by borrowing too much.)
Anyway, I was about to say that many of the wealthy realize the problem and I am sure would like to help. Warren Buffet, the second richest man in the USA said "The tax system is the USA is crazy. I pay less tax than my secretary."
What we need to do is give them, the wealthy, the chance to help the country that made them rich.
When you go to a bridal shower or a baby shower you receive a list of things that the happy couple needs. You can then choose a gift from that list according to your wishes and your means. I suggest that the Country get together such a list and encourage the rich to select one, or more, things from the list and use their remarkable powers to solve the problems presented to them.
Here is a few ideas from me to start the list off, I'm sure that you could come up with hundreds more!
One of our biggest problems with our balance of payments is all the money that goes to buy oil from abroad. Any way we can replace oil is money saved from being sent to people who hate us and use it, our money, against us. To that end : -
Develop cheaper and more efficient solar panels.
Develop roof shingles that double as solar panels.
Develop a more efficient, quieter windmill that people could afford to use at their homes.
Develop more efficient insulation.
Pay to insulate the homes of the poor.
Develop a paint that acts like a solar panel. It could be used on cars and homes.
Develop a device to retro-fit in cars to measure the MPG you are achieving NOW - this very second, and also since you installed it and on trips. It could be like a GPS. I drive a Prius and seeing the MPG I am getting as I accelerate hard or drive carefully helps me to reduce my gas use. (When I drive my pick up, which does not have such a device I don't try so hard to cut my gas use!) At present I am getting 53.4 MPG on my Prius. If everyone got an MPG like that we would probably not have to import any oil!
Find ways to produce everyday things in the USA at competitive prices - shoes, clothes etc.
Put together a drive to make "Made in the USA" a source of national pride. Make it so people want to "Buy American". Perhaps we could even waive sales tax on things that are "Made in America." The loss in sales tax would be more than made up for in the taxes paid by people at work and the savings in unemployment pay.
Can you add to this list? I'm sure you can. But will you?
When I meet such dilemma's I try to "go small", in other words what do I do in my own budget situation?
Well now, all of a sudden it becomes easy - well as easy as balancing a budget can become.
We have an income, and we spend it, some for necessities like housing, food, transportation, etc (For the USA that would be taking care of the poor and disabled, agriculture, infrastructure of roads, airports, rails, etc.)
Then there is entertainment, an occasional dinner out and a movie, a vacation, a sports event, visiting friends etc. (For the USA that would be NASA space exploration, the Arts, public radio and TV, the National Parks and Wilderness areas, Wars etc.)
Then there is charitable donations, volunteer work, putting something into savings, etc. (For the USA that would be foreign aid - which is one tenth of one percent of the USA's GNP! Much, much less than we give personally. And also the lowest of the 22richest countries in the world, some of who give one percent, or more, of their GNP, ten times as much as we give! So cutting that would make no difference to us at all. Not to mention that most of it is not really foreign aid as most countries would define it, most of our "Foreign Aid" goes to Israel, Egypt, Pakistan etc in the form of military aid - so even what we give them is actually charity to our own weapons manufacturers! Yet we call it "Foreign Aid", which I used to think was food etc for poor countries! We do give money to starving countries for food, but with the proviso that they must use it to buy food from the USA! So it is no help to their farmers who cannot compete by growing food for their own people, as their government must use the money to buy the food from the USA! So they are even worse off! It turns out that the "Aid" is charity for our own farmers who sell their surplus food to the Aid countries! Where was I? Oh yes, volunteer work, that would be the Peace Corps, Doctors Without Borders, Mercy Ships etc, And Savings, well of course the USA doesn't have any savings for a rainy day? Shame on us.
If we have something come up that is not in the budget, where we need a little more money we take it from our savings, or we borrow it from a bank. (For the USA that means as they have no savings they have to borrow it.)
We then pay back the 'loan' to our savings account or to the bank where we borrowed the money. Here, we and the USA differ. We pay back the money and we do it as quickly as possible to minimize any interest payments, which is a total loss to us. You could say that interest is of no interest to us at all! We would rather have that money for our use than give it to the bankers. But the USA continues to borrow and to accrue interest payments. Why? At first I was going to say "That is easy to explain." but of course it is not easy, but I will attempt to give my reasoning's. It all comes back to Politics, Politicians and Greed. Quite simply they, the Politicians, think we, the people, are stupid and that they, the Pile of Shitens, can fool us, the people, all the time. Even if they can't fool us all the time they can throw us a bone - they can use the old war cry "Cut Taxes" as a sure fire way to get elected. Having cut taxes, all they have to do then is borrow more money to fill the hole left by having less income from taxes.
This obviously does not work. Here the ability to compare my "Small" budget with the budget of the USA becomes impossible because they, the USA or more accurately the Politicians, do not act intelligently or even reasonably. Whereas I can talk to my partner and come up with a plan, the two political parties, who are in no way partners, cannot talk. Like partners in a divorce they can only fight. And we all know where that leads to in a divorce - disaster - more accurately financial disaster for everyone. (Except the lawyers.)
So the two parties, who should be partners in guiding our country through its trials and tribulations instead fight amongst themselves, completely unaware, or not caring, about what they are doing to their country and their countrymen. It's like fighting while on the edge of a cliff, they will both fall, whereas if they co-operated they could save each other.
What hate. Can you imagine such hate, to hate the "Other side" so much that you would destroy not only them, but yourself, AND 300 million other men, women and children?
Hey, I got away from my comparison between my small budget and the USA's budget. I am almost finished - as will the USA be if our politicians don't straighten up and become, if not friends, at least partners.
So what I was going to say was that if we can't get our budget balanced we negotiate among ourselves - my wife and I - about what to do. And what we do is we cut expenses where we can and if that does not work we increase income. By getting another job. (For the USA that means, cutting expenses, preferably excessive or wasteful spending, and if that doesn't work - which it obviously cannot as we are spending almost DOUBLE our income!!!!!! In other words we could cut ALL of our "Discretionary" spending and still nowhere near balance the budget! We have to get more income, in the form of taxes. Now, one of the options I mentioned right at the beginning of my Blog was to CUT taxes! Anyone with more than an IQ of 50 should realize that will not work! The only thing it would do, which its proposers know, is destroy the country, which is what they want so that they can get back into power and SAVE the country. Now, it should also be obvious that NONE of them are able or even interested in saving the welfare of the USA. They are only interested in getting into, or staying in, power. Why? Why indeed would anyone be interested in being in charge of a sinking ship with no captain, no rudder, that is full of holes and in a storm being driven towards sharp rocks? Who? Why? And neither "Party/Partner has ANY interest in correcting the situation. Or at least they are making no attempt to correct it.
The way I see it is we have to cut expenses, but only excessive and wasteful spending and we have to raise taxes, but only on the rich.
Here's my reasoning, I hear one side say "OK, we need to cut spending and raise taxes. We are prepared to talk about cutting discretionary spending, military spending, and social spending, or 'entitlements', but we also need to raise taxes on the wealthy." The other side says, "We need to cut discretionary spending and cut taxes on the rich."
I have no problem with picking a side here!
The "reasoning" on the cut taxes side is that if you cut spending you will have more money to cut taxes. And if you cut taxes you will have more jobs. That does not work, has never worked and can never work.
Fist, if you cut spending you will cut work. For every $30,000 to $40,000 that you cut spending you cut one job. Cut the EPA $3 billion, easy, that's 100,000 jobs at $30,000 each. Cut the IRS $4 Billion, that's another 100,000 jobs at $40,000 each. Cut road works, cut NPR, PBS, NASA, it's easy, BUT for everything you cut, you lose jobs. You CANNOT cut money from any area without cutting jobs. I thought the main problem nowadays is jobs. BUT, if you increase taxes, you don't lose any jobs. Someone making $250,000 a year (Which is 5 times as much money as I ever made) or $500,000 or $10 million or whatever, is not going to let his housekeeper go because he has to pay a little more in taxes is he? Can you imagine the situation in the home if he had to tell his wife "We can't afford to have the cleaning woman in any more, we have to clean the house ourselves"? How is making the rich pay their fair share in taxes going to cut jobs? We keep hearing that the rich are going to spend us out of the recession. Bull. We have been in this recession for what, at least 5 years, we have cut taxes several times and we are still in a recession. Do you see any sign of the rich spending us out of it? If they are going to do it then they need to get on and do it.
The top tax rate at present is 35% - the lowest that it has been in at least 60 years - and we have the lowest rate of job creation in 60 years. The top tax rate under Clinton was higher and he created I think it was 22 million jobs, Under Reagan the top tax rate was 50%, no problem with jobs then, under Nixon the top tax rate was 70%, again no problem with jobs. Want to go back even further? Under Eisenhower the top tax rate was 91%, lots of jobs then!
I can remember under Nixon, Ford, Carter, Reagan, Bush 1 and Clinton, trying to hire workers for my small business, it was hard to find people. The unemployment rate was low and we were competing for workers. Some weeks I spent $1,000 advertising for help (We were a small company with only 30 or so employees at our max.) This was when the top tax rate was higher. Now that it is at its lowest the job creation rate is also at it's lowest. Following that path, if we cut taxes on the rich even more, the unemployment rate will go even higher. BUT, the rich will be richer! And who makes these kinds of decisions? Why, the Rich of course! Now in order to cut taxes on the rich - who already pay at a rate half that of the average American - we have to take money from somewhere else to give it to them. And where do we get that money? The only place you can get it, from the poor and the middle class. And you get it by cutting benefits to them, cut their Soc Sec (The rich don't need Soc Sec so that is OK), cut food stamps, welfare, unemployment pay, cut discretionary spending - roads, etc etc, where the workers work, and give it all to the Rich. The Rich then take that money and spend it. And save the country! And if you believe that I have this bridge in Brooklyn that you might like to buy!
How can the Rich spending their money (Your money) solve our problems? For one thing they spend it by going to Paris and buying French perfume, French Gowns, eating in very expensive French restaurants and staying in expensive French Hotels. How does that help us here? They then do it all again in Switzerland while skiing, and again in Australia and on and on. Oh, and lets put our money into a bank in Switzerland or the Cayman Islands, so that the tax man can't get at it.
I have been berating the Rich, but I really don't think all rich people are bad people. I am sure that many of them appreciate that they live in the richest country in the world and it has been good to them. But hey, if the country wants to make it even easier for them by giving them more and more tax breaks, why would they argue with that? I am sure that many of them would step up to the plate and have no problem with paying more taxes if it were asked of them. If I were making a million dollars a year I'd have no problem paying more in taxes and I'm pretty sure you would not either.
Not only is the top tax rate in the USA at the lowest it has been in at least 60 years, but the top tax rate in the USA is also the lowest in the World! With the exception of Japan which is about the same as our top tax rate, every other country in the world has a higher top tax rate than we do. What do they know that we don't ? Apparently they are right and we are wrong because we can't balance our budget. (There are of course some exceptions out there, mostly a few countries that have tried to emulate the USA by borrowing too much.)
Anyway, I was about to say that many of the wealthy realize the problem and I am sure would like to help. Warren Buffet, the second richest man in the USA said "The tax system is the USA is crazy. I pay less tax than my secretary."
What we need to do is give them, the wealthy, the chance to help the country that made them rich.
When you go to a bridal shower or a baby shower you receive a list of things that the happy couple needs. You can then choose a gift from that list according to your wishes and your means. I suggest that the Country get together such a list and encourage the rich to select one, or more, things from the list and use their remarkable powers to solve the problems presented to them.
Here is a few ideas from me to start the list off, I'm sure that you could come up with hundreds more!
One of our biggest problems with our balance of payments is all the money that goes to buy oil from abroad. Any way we can replace oil is money saved from being sent to people who hate us and use it, our money, against us. To that end : -
Develop cheaper and more efficient solar panels.
Develop roof shingles that double as solar panels.
Develop a more efficient, quieter windmill that people could afford to use at their homes.
Develop more efficient insulation.
Pay to insulate the homes of the poor.
Develop a paint that acts like a solar panel. It could be used on cars and homes.
Develop a device to retro-fit in cars to measure the MPG you are achieving NOW - this very second, and also since you installed it and on trips. It could be like a GPS. I drive a Prius and seeing the MPG I am getting as I accelerate hard or drive carefully helps me to reduce my gas use. (When I drive my pick up, which does not have such a device I don't try so hard to cut my gas use!) At present I am getting 53.4 MPG on my Prius. If everyone got an MPG like that we would probably not have to import any oil!
Find ways to produce everyday things in the USA at competitive prices - shoes, clothes etc.
Put together a drive to make "Made in the USA" a source of national pride. Make it so people want to "Buy American". Perhaps we could even waive sales tax on things that are "Made in America." The loss in sales tax would be more than made up for in the taxes paid by people at work and the savings in unemployment pay.
Can you add to this list? I'm sure you can. But will you?
Tuesday, July 5, 2011
Numbers.
Units, tens, hundreds, thousands, millions, billions, trillions, quadrillions, quintrillions, sextillions - big numbers - that last one, sextillions, is just about the number of grains of sand on all the beaches in all the world! No, I didn't go out and personally count them all, it's an estimate that was done done by other people.
What I find even more extraordinary is that there are more stars in the universe than that! Just go down to your local beach and check out the sand, see how many grains there are! Now imagine all the grains on all the other beaches in the world and add them all together. All those beautiful beaches in Florida - lots of sand there - and Hawaii, and of course the Caribbean, we even have beaches in Europe, and I'm pretty sure that they have them in Africa and South America too, and don't forget the nude beach at Bondi beach in Australia! Add all those grains of sand together and the total doesn't come close to equaling the number of stars!
Some more facts for those of you not familiar with stars, our Sun is a star. It is of average size, there are some smaller and there are some bigger, some stars are 1,000 times, or more, bigger than our Sun! Our group of stars is in a galaxy called The Milky Way Galaxy. The Milky Way Galaxy has about 200 Billion stars in it. As you can imagine there are different sizes of galaxies, some of just a few million stars to some with hundreds of Trillions of stars. Our galaxy is a bit bigger than the average sized galaxy.
With numbers like these I like to think about things and play with the numbers. For example, we have telescopes now that can see planets around other stars, well they don't actually 'see' them, I think that it's more like they see the interruption in light as a planet passes between us and the star. They have examined several thousand stars now and found that at least 50% have planets. As of now we can only detect large planets - the size of Jupiter for example - so the chances are that most stars have planets. If they were small like the Earth or Mars we would not be able to detect them yet. But I am sure we will soon, and as we are already above 50 % I suspect that most stars have planets.
Still thinking, I wonder how many of those planets have life? I cannot help thinking that as life has managed to survive just about everywhere on this planet from the highest mountains to the deepest oceans, from the coldest lands to the hottest desserts and even in hot springs and in ice it seems reasonable to assume that life also exists on other planets. Most of the stars that we have examined have about 5 planets. Our star has 9 and as 4 of those are very small they most likely would not be detectable from the kinds of distances over which we are looking - tens to hundreds of light years. (A light year is the distance light travels in one year - a long, long way when you consider that light travels at a speed of 186,000 miles in one second! That's more than 11 million miles in one minute. So light can travel to the moon, and back again, 44 times in one minute! Just imagine how far it can travel in a year!) Anyway, I am going to go out on a limb and say that life does not exist somewhere around every star (Even though I suspect that it does) Lets say it exists at one star in a thousand. I'm sure that it is more common than that, but. OK, now, on how many of those planets is there intelligent life do you suppose? (Always assuming that WE are intelligent!! Now there's a thought! Sometimes I wonder seriously about that, especially when I observe our Politicians!) But back to my subject. Lets say out of every one thousand planets with some form of life just one has intelligent life. Now we are at one star out of every million having some form of intelligent life existing on one of its planets. If we assume 10 planets per star we are now at 10 million planets and only one out of those 10 million planets has intelligent life.
OK, as I said earlier there are 200 billion stars in the Milky Way Galaxy. With an intelligent form of life at just one in every million stars that means there are 200,000 intelligent life forms in our galaxy! Now surely this HAS to be a minimum, one out of every million?
But I continue, lets extrapolate that to the other galaxies. It is generally accepted that there are at least 200 billion galaxies! So lets multiply the 200,000 life forms in our galaxy by the number of galaxies - 200 billion - and you get 40 Quadrillion. That is 40 quadrillion intelligent races in the universe! Now that is a whole lot!
Aren't numbers fascinating? Or do they give you a headache? You can go all kinds of places from here. How about how many "People" - we have 7 billion people on Earth - so why not multiply that number by the 40 Quadrillion intelligent races? for the total number of "people"? Or how about if there are intelligent races at one of every one thousand suns instead of every one million. Wow.
How crowded does that make heaven? How would we ever find anyone there amongst, how many people?
And yet another thought, I am talking about our Universe, some say there may be other Universes, even billions of other universes. Ooops, headache coming on!
Oh, wait, one more thing, a year or two ago some astronomers decided to point a very powerful telescope at a point in the sky that was completely black, entirely devoid of any sign of any stars. This point was the size of a grain of sand held at arms length - got that? A grain of sand held at arms length, that spot was completely dark, they wondered why it was so black. They set the telescope and left it there turned on for, I forget if it was a week, or more, anyway for a long time. At the end of the week, or whatever, they developed the film, and found, ta da, TEN THOUSAND GALAXIES!!! Not ten thousand stars, ten thousand galaxies! Don't forget our galaxy has 200 Billion stars, and they found 10,000 galaxies in that tiny dark area!
Now is that fascinating? Does that make you feel insignificant? It surely does me.
So that I don't feel too insignificant, how about sending a comment to me? Does anyone out there enjoy reading my blog? Or do you hate it? Or are you, most likely, indifferent?
David.
What I find even more extraordinary is that there are more stars in the universe than that! Just go down to your local beach and check out the sand, see how many grains there are! Now imagine all the grains on all the other beaches in the world and add them all together. All those beautiful beaches in Florida - lots of sand there - and Hawaii, and of course the Caribbean, we even have beaches in Europe, and I'm pretty sure that they have them in Africa and South America too, and don't forget the nude beach at Bondi beach in Australia! Add all those grains of sand together and the total doesn't come close to equaling the number of stars!
Some more facts for those of you not familiar with stars, our Sun is a star. It is of average size, there are some smaller and there are some bigger, some stars are 1,000 times, or more, bigger than our Sun! Our group of stars is in a galaxy called The Milky Way Galaxy. The Milky Way Galaxy has about 200 Billion stars in it. As you can imagine there are different sizes of galaxies, some of just a few million stars to some with hundreds of Trillions of stars. Our galaxy is a bit bigger than the average sized galaxy.
With numbers like these I like to think about things and play with the numbers. For example, we have telescopes now that can see planets around other stars, well they don't actually 'see' them, I think that it's more like they see the interruption in light as a planet passes between us and the star. They have examined several thousand stars now and found that at least 50% have planets. As of now we can only detect large planets - the size of Jupiter for example - so the chances are that most stars have planets. If they were small like the Earth or Mars we would not be able to detect them yet. But I am sure we will soon, and as we are already above 50 % I suspect that most stars have planets.
Still thinking, I wonder how many of those planets have life? I cannot help thinking that as life has managed to survive just about everywhere on this planet from the highest mountains to the deepest oceans, from the coldest lands to the hottest desserts and even in hot springs and in ice it seems reasonable to assume that life also exists on other planets. Most of the stars that we have examined have about 5 planets. Our star has 9 and as 4 of those are very small they most likely would not be detectable from the kinds of distances over which we are looking - tens to hundreds of light years. (A light year is the distance light travels in one year - a long, long way when you consider that light travels at a speed of 186,000 miles in one second! That's more than 11 million miles in one minute. So light can travel to the moon, and back again, 44 times in one minute! Just imagine how far it can travel in a year!) Anyway, I am going to go out on a limb and say that life does not exist somewhere around every star (Even though I suspect that it does) Lets say it exists at one star in a thousand. I'm sure that it is more common than that, but. OK, now, on how many of those planets is there intelligent life do you suppose? (Always assuming that WE are intelligent!! Now there's a thought! Sometimes I wonder seriously about that, especially when I observe our Politicians!) But back to my subject. Lets say out of every one thousand planets with some form of life just one has intelligent life. Now we are at one star out of every million having some form of intelligent life existing on one of its planets. If we assume 10 planets per star we are now at 10 million planets and only one out of those 10 million planets has intelligent life.
OK, as I said earlier there are 200 billion stars in the Milky Way Galaxy. With an intelligent form of life at just one in every million stars that means there are 200,000 intelligent life forms in our galaxy! Now surely this HAS to be a minimum, one out of every million?
But I continue, lets extrapolate that to the other galaxies. It is generally accepted that there are at least 200 billion galaxies! So lets multiply the 200,000 life forms in our galaxy by the number of galaxies - 200 billion - and you get 40 Quadrillion. That is 40 quadrillion intelligent races in the universe! Now that is a whole lot!
Aren't numbers fascinating? Or do they give you a headache? You can go all kinds of places from here. How about how many "People" - we have 7 billion people on Earth - so why not multiply that number by the 40 Quadrillion intelligent races? for the total number of "people"? Or how about if there are intelligent races at one of every one thousand suns instead of every one million. Wow.
How crowded does that make heaven? How would we ever find anyone there amongst, how many people?
And yet another thought, I am talking about our Universe, some say there may be other Universes, even billions of other universes. Ooops, headache coming on!
Oh, wait, one more thing, a year or two ago some astronomers decided to point a very powerful telescope at a point in the sky that was completely black, entirely devoid of any sign of any stars. This point was the size of a grain of sand held at arms length - got that? A grain of sand held at arms length, that spot was completely dark, they wondered why it was so black. They set the telescope and left it there turned on for, I forget if it was a week, or more, anyway for a long time. At the end of the week, or whatever, they developed the film, and found, ta da, TEN THOUSAND GALAXIES!!! Not ten thousand stars, ten thousand galaxies! Don't forget our galaxy has 200 Billion stars, and they found 10,000 galaxies in that tiny dark area!
Now is that fascinating? Does that make you feel insignificant? It surely does me.
So that I don't feel too insignificant, how about sending a comment to me? Does anyone out there enjoy reading my blog? Or do you hate it? Or are you, most likely, indifferent?
David.
Monday, June 27, 2011
National Debt, how to fix it.
Our country has expenses - police, roads, protecting the health and well being of its citizens and a host of other expenses just as we all do on a smaller scale.
These expenses have to be paid for. They are paid for with taxes that our country collects from us.
We cut taxes.
Not having enough money now to pay these expenses we borrowed money. We now need more money to pay interest on the loans.
So we cut taxes again.
We go further into debt.
Taxes are low, money is short, what to do? Republicans say cut taxes again, that will solve the problem!
You have a job, it pays for your house, your car, food, your children's schooling and care, taxes, and a host of other expenses.
Then your employer cuts your pay. You still need to pay for your home, car, food etc. So you borrow money. Now you need more money to pay interest on the loan.
Your employer cuts your pay again. You go further into debt. What to do? Republicans would say, ask your employer to cut your pay again, that will solve the problem!
What is the difference here?
We presently have the lowest tax rate in more than 60 years. Especially on the wealthy, they pay a lower rate of tax than anyone else. Our highest tax rate under Obama is 35%, under Bush it was 35%, under Richard Nixon it was 70%, Under Reagan it was 50% and under Eisenhower it was 91%. When tax rates were reasonable - yes I do call them reasonable because they are the HIGHEST rates, you only pay those kinds of taxes on incomes that are in the millions, and not even on all of it. You only pay the higher rate on amounts above certain levels, below those levels you pay lower amounts. In other words you only pay what you probably call exorbitant rates on exorbitant income (Or what I would call obscene amounts of income.)
It is simple, if we don't pay enough taxes we can't pay our expenses, we borrow money and get into huge amounts of debt, the answer is even simpler, raise taxes, especially on those rich people who pay very little. The average American pays 30% of his income in taxes, the richest 1 or 2% of Americans pay only 16% of their income in taxes. How much simpler can the solution be?
The country has the lowest tax rate in more than 60 years, we don't have enough money to pay our expenses. The solution seems simple to me - do what every other country in the world, including us, has done since time immemorial - raise taxes, and make the rich pay MORE taxes than the poor and middle class.
But the Republican solution is to lower taxes on the richest and raise taxes even more on the poor and middle classes. By taking away what they have worked all their lives for - Soc Sec and making them pay AGAIN for Medicare - privatising it makes it a For Profit business like Health Insurance Companies and would cost us as much as 2 or 3 or 4 times as much as we pay now, for LESS coverage - remember those terrifying words from your privatised health insurance company, "It's not covered." or "You got sick, so we can't cover you any more." or "Profits are way up, so we are paying an even bigger dividend this year. And our CEO will be receiving $60 million in compensation this year." Yes health care is VERY profitable. In my opinion if anything should be non-profit it should be Health care, as it is in every other country in the world!
These expenses have to be paid for. They are paid for with taxes that our country collects from us.
We cut taxes.
Not having enough money now to pay these expenses we borrowed money. We now need more money to pay interest on the loans.
So we cut taxes again.
We go further into debt.
Taxes are low, money is short, what to do? Republicans say cut taxes again, that will solve the problem!
You have a job, it pays for your house, your car, food, your children's schooling and care, taxes, and a host of other expenses.
Then your employer cuts your pay. You still need to pay for your home, car, food etc. So you borrow money. Now you need more money to pay interest on the loan.
Your employer cuts your pay again. You go further into debt. What to do? Republicans would say, ask your employer to cut your pay again, that will solve the problem!
What is the difference here?
We presently have the lowest tax rate in more than 60 years. Especially on the wealthy, they pay a lower rate of tax than anyone else. Our highest tax rate under Obama is 35%, under Bush it was 35%, under Richard Nixon it was 70%, Under Reagan it was 50% and under Eisenhower it was 91%. When tax rates were reasonable - yes I do call them reasonable because they are the HIGHEST rates, you only pay those kinds of taxes on incomes that are in the millions, and not even on all of it. You only pay the higher rate on amounts above certain levels, below those levels you pay lower amounts. In other words you only pay what you probably call exorbitant rates on exorbitant income (Or what I would call obscene amounts of income.)
It is simple, if we don't pay enough taxes we can't pay our expenses, we borrow money and get into huge amounts of debt, the answer is even simpler, raise taxes, especially on those rich people who pay very little. The average American pays 30% of his income in taxes, the richest 1 or 2% of Americans pay only 16% of their income in taxes. How much simpler can the solution be?
The country has the lowest tax rate in more than 60 years, we don't have enough money to pay our expenses. The solution seems simple to me - do what every other country in the world, including us, has done since time immemorial - raise taxes, and make the rich pay MORE taxes than the poor and middle class.
But the Republican solution is to lower taxes on the richest and raise taxes even more on the poor and middle classes. By taking away what they have worked all their lives for - Soc Sec and making them pay AGAIN for Medicare - privatising it makes it a For Profit business like Health Insurance Companies and would cost us as much as 2 or 3 or 4 times as much as we pay now, for LESS coverage - remember those terrifying words from your privatised health insurance company, "It's not covered." or "You got sick, so we can't cover you any more." or "Profits are way up, so we are paying an even bigger dividend this year. And our CEO will be receiving $60 million in compensation this year." Yes health care is VERY profitable. In my opinion if anything should be non-profit it should be Health care, as it is in every other country in the world!
Thursday, June 16, 2011
A Bald Eagle.
Yes, great excitement here at The Lake and in the Liddle household as we observed a Big Beautiful Bald Eagle in our little backyard! I was sitting in our bedroom, which has an expansive view of our garden, The Lake and its Flora & Fauna, when all of a sudden a large bird flew straight towards me and landed in a tree not more than 50 or 60 feet from me. I shouted to Julia to come. She grabbed the binoculars and confirmed my diagnosis - a Bald Eagle was standing proudly in a maple tree just outside of our bedroom window! How exciting is that?
We watched breathlessly as it bobbed up and down, appearing and disappearing behind the dense leaf cover. Then it took off and landed in a dead tree next door. A perfect view. But more to come, ANOTHER Bald Eagle appeared and landed in the dead tree. At first I though it was the mate of the first bird, but Julia soon corrected me, it was in fact an immature Bald Eagle. We watched them both for several minutes, small birds seemed to be dive bombing them. I guess they are a danger to their nests. After a few more minutes they both took off and landed in yet another dead tree several hundred yards away before flying off.
We watched breathlessly as it bobbed up and down, appearing and disappearing behind the dense leaf cover. Then it took off and landed in a dead tree next door. A perfect view. But more to come, ANOTHER Bald Eagle appeared and landed in the dead tree. At first I though it was the mate of the first bird, but Julia soon corrected me, it was in fact an immature Bald Eagle. We watched them both for several minutes, small birds seemed to be dive bombing them. I guess they are a danger to their nests. After a few more minutes they both took off and landed in yet another dead tree several hundred yards away before flying off.
Tuesday, June 14, 2011
I missed the GOP debate last night.
I meant to watch it, but something else got in the way, I think it was the sunset or something.
But I remembered it when I got up this morning and thought I would put in a couple of cents worth of my opinion.
The last time we had a Republican president - George W Bush - here are some figures that should be of interest. He took over from Bill Clinton (Democrat) who left office with a budget SURPLUS!!! Unheard of. He also had in place a plan to pay off the National Debt within 10 years. Bush immediately sent everyone in the country a check for $300 (Remember his promise, "If you vote for me I will send everyone $300.00."?)
The Dow Industrial Average was 14,000 when Bush came in to office. It was 6,000 when he left. (It is now 12,000)
Gas was $1.25 when Bush came in and $4.10 when he left. (It is now $3.50)
The National Debt was $5.7 Trillion when he came in and $10.7 Trillion when he left - almost DOUBLE.(It is now $14 Trillion, a long way from double, and not even as much as Bush added to it)
The reason for such a disaster? He gave RICH people a HUGE tax cut - at least $1.3 Trillion, cut taxes to Big Business, gave free drugs to senior citizens and started two wars. He did all of these things and made NO provision to pay for ANY of them!
That was his huge failure, no provision to pay for any of his largesse. If you cut taxes in one area (Say to your rich friends) then you need to raise taxes on another sector (As the Republicans want to do - on the poor and the middle classes.) or you need to cut expenses elsewhere. (As the Republicans want to do by cutting services to the poor and the middle classes.
Bush cut taxes to the rich, on the theory that it would get the economy going again. It's been more than 10 years now and it has not worked. It never worked when tried in the past. The only thing that happens is that the very wealthy get even wealthier and the poor and middle class get poorer. Oh yes, and the greedy Politicians get rich too from a grateful bunch of rich people!
One final rant. The income gap in the US is bigger than it has EVER been, and not just here in the US but ANYWHERE, in other words the income gap HERE, in the US, NOW, is bigger than it has ever been at any time anywhere, including anywhere in the entire World!! The rich are richer than they have ever been at any time in our history AND they pay less in taxes than they have ever paid at any time in our history!! They pay less in taxes than you and I pay!! The top 1% to 2% in the US pay only 16% of their income in taxes while the average American pays 30% of their income in taxes!!!!! What kind of sense does that make? AND THE CONSERVATIVES WANT TO CUT TAXES TO THE RICH EVEN MORE!! They want to cut them even further! Insanity. These people are already obscenely rich and we want to give them even more of our money to make them even richer. Are we mad?
But I remembered it when I got up this morning and thought I would put in a couple of cents worth of my opinion.
The last time we had a Republican president - George W Bush - here are some figures that should be of interest. He took over from Bill Clinton (Democrat) who left office with a budget SURPLUS!!! Unheard of. He also had in place a plan to pay off the National Debt within 10 years. Bush immediately sent everyone in the country a check for $300 (Remember his promise, "If you vote for me I will send everyone $300.00."?)
The Dow Industrial Average was 14,000 when Bush came in to office. It was 6,000 when he left. (It is now 12,000)
Gas was $1.25 when Bush came in and $4.10 when he left. (It is now $3.50)
The National Debt was $5.7 Trillion when he came in and $10.7 Trillion when he left - almost DOUBLE.(It is now $14 Trillion, a long way from double, and not even as much as Bush added to it)
The reason for such a disaster? He gave RICH people a HUGE tax cut - at least $1.3 Trillion, cut taxes to Big Business, gave free drugs to senior citizens and started two wars. He did all of these things and made NO provision to pay for ANY of them!
That was his huge failure, no provision to pay for any of his largesse. If you cut taxes in one area (Say to your rich friends) then you need to raise taxes on another sector (As the Republicans want to do - on the poor and the middle classes.) or you need to cut expenses elsewhere. (As the Republicans want to do by cutting services to the poor and the middle classes.
Bush cut taxes to the rich, on the theory that it would get the economy going again. It's been more than 10 years now and it has not worked. It never worked when tried in the past. The only thing that happens is that the very wealthy get even wealthier and the poor and middle class get poorer. Oh yes, and the greedy Politicians get rich too from a grateful bunch of rich people!
One final rant. The income gap in the US is bigger than it has EVER been, and not just here in the US but ANYWHERE, in other words the income gap HERE, in the US, NOW, is bigger than it has ever been at any time anywhere, including anywhere in the entire World!! The rich are richer than they have ever been at any time in our history AND they pay less in taxes than they have ever paid at any time in our history!! They pay less in taxes than you and I pay!! The top 1% to 2% in the US pay only 16% of their income in taxes while the average American pays 30% of their income in taxes!!!!! What kind of sense does that make? AND THE CONSERVATIVES WANT TO CUT TAXES TO THE RICH EVEN MORE!! They want to cut them even further! Insanity. These people are already obscenely rich and we want to give them even more of our money to make them even richer. Are we mad?
Sunday, June 12, 2011
It was a British Movie.
What was? "Men Behaving Badly." was, and how appropriate a title is it nowadays?
I am not even going to try to list the l o n g, l o n g list of men who have behaved badly! It would take up too many pages in my always too long a Blog anyway. But you know most of them, from Presidents to Governors to Senators to Congressmen, to Representatives, to Leaders in other fields such as Sports, Religion, etc.
When you were thinking through the list of these men who cheated on their wives with women, men, prostitutes and so on, did you notice that they were all men?
When was the last time that you read a story about women in politics, who behaved badly? I can't remember one, can you?
Lets think about it. Obviously women must have affairs with other men, other women etc. So why don't we hear about them? Could it be that they are smarter than us men? Could it be that they realize that if they are in the public eye they should not indulge in that kind of behaviour? And if they do, is it possible that they don't tell about it, that they don't Tweet, Facebook or e-mail about it - reveal it ON LINE!!! If that is the case, I put it to you that yes, they must indeed be smarter than us men. In which case it is more than obvious that we need to have more women in politics and other positions of power.
When was the last time you saw Sarah Palin, Hillary Clinton, Nancy Pelosi or any other woman politician biting her bottom lip, in the glare of the TV lights, while making a teary eyed confession and apologizing for their infidelity, lies and mistakes?
I put it to you that the world would be a better place if we had more women politicians. Right now we are depending on these "men" to make decisions for us about our Health Care, our Money, our Children, our Taxes, even War & Peace. You only have to look at their marriages to see the quality of their decisions making powers! With this kind of decision making judgement do we really want them making other more important decisions affecting us, (Like the decisions they make in apparently, to them, unimportant areas of their lives like their wives and children.)
(An aside here, did you know that out of the 180 other countries in the world the USA ranks 90th in the number of women politicians? Countries with a larger % of women politicians include Uganda!, Argentina, India, Bangladesh, Eritrea, Tanzania, Egypt, and even Iraq, Iran, Cuba, South Africa and on and on!!)
I am not even going to try to list the l o n g, l o n g list of men who have behaved badly! It would take up too many pages in my always too long a Blog anyway. But you know most of them, from Presidents to Governors to Senators to Congressmen, to Representatives, to Leaders in other fields such as Sports, Religion, etc.
When you were thinking through the list of these men who cheated on their wives with women, men, prostitutes and so on, did you notice that they were all men?
When was the last time that you read a story about women in politics, who behaved badly? I can't remember one, can you?
Lets think about it. Obviously women must have affairs with other men, other women etc. So why don't we hear about them? Could it be that they are smarter than us men? Could it be that they realize that if they are in the public eye they should not indulge in that kind of behaviour? And if they do, is it possible that they don't tell about it, that they don't Tweet, Facebook or e-mail about it - reveal it ON LINE!!! If that is the case, I put it to you that yes, they must indeed be smarter than us men. In which case it is more than obvious that we need to have more women in politics and other positions of power.
When was the last time you saw Sarah Palin, Hillary Clinton, Nancy Pelosi or any other woman politician biting her bottom lip, in the glare of the TV lights, while making a teary eyed confession and apologizing for their infidelity, lies and mistakes?
I put it to you that the world would be a better place if we had more women politicians. Right now we are depending on these "men" to make decisions for us about our Health Care, our Money, our Children, our Taxes, even War & Peace. You only have to look at their marriages to see the quality of their decisions making powers! With this kind of decision making judgement do we really want them making other more important decisions affecting us, (Like the decisions they make in apparently, to them, unimportant areas of their lives like their wives and children.)
(An aside here, did you know that out of the 180 other countries in the world the USA ranks 90th in the number of women politicians? Countries with a larger % of women politicians include Uganda!, Argentina, India, Bangladesh, Eritrea, Tanzania, Egypt, and even Iraq, Iran, Cuba, South Africa and on and on!!)
Our Lake is a nursery.
We were seated in the sitting area of our bedroom this morning watching The Lake and its inhabitants when the pair of Canada Geese with the three large babies swam into view near our pier. As we idly watched them, Julia with several Oh and Ahs, another pair of the beautiful birds swam into view with two Goslings. But something was wrong, these two were almost as large as the triplets that we could still see. We knew that there were two tiny babies, but they could not possibly have grown to the size of their large cousins in just a day or two. As we pondered this mystery the two tiny babies paddled into view. The mystery was solved - we now had three sets of baby Goslings!
How these two had escaped our notice we do not know. Apparently these birds must spend large amounts of time elsewhere on The Lake, and have only just got around to visiting us here.
So, it is a wonderful sight indeed to now see three sets of young Geese, each being displayed by their proud parents.
It is still a mystery why there are such small broods this year, usually there are batches of 8 to 12 Goslings in each group and we do usually have 2 or 3 groups. So the question is have they had fewer babies this year because that is a natural cycle or because an animal ate some of the eggs - which seems unlikely, they would probably eat them all - or did the DNR oil some of their eggs leaving just a few to relieve pressure on The Lake. Or is there yet another explanation?
Meanwhile we continue to enjoy it all.
How these two had escaped our notice we do not know. Apparently these birds must spend large amounts of time elsewhere on The Lake, and have only just got around to visiting us here.
So, it is a wonderful sight indeed to now see three sets of young Geese, each being displayed by their proud parents.
It is still a mystery why there are such small broods this year, usually there are batches of 8 to 12 Goslings in each group and we do usually have 2 or 3 groups. So the question is have they had fewer babies this year because that is a natural cycle or because an animal ate some of the eggs - which seems unlikely, they would probably eat them all - or did the DNR oil some of their eggs leaving just a few to relieve pressure on The Lake. Or is there yet another explanation?
Meanwhile we continue to enjoy it all.
Friday, June 10, 2011
Three more Goslings.
Yesterday three more Goslings showed up. They were right outside on our lawn with their parents. So now we have two sets of "Families", one has just two babies - very small - and the other has three larger babies, we wonder where the older ones have been as they are quite a bit older than the two tiny ones.
Even now as I look out at The Lake I can see both sets of babies and their parents gliding by in a perfectly straight line. In the lead are the three older babies sandwiched between their parents and following directly behind are the two small goslings.
So it is a straight line, first a parent then three babies, another parent, another parent, two babies and then another parent, all in a line.
Across The Lake, well actually on the left side of The Lake is a group of about 15 adult Canada Geese. It is a bucolic scene indeed.
Even now as I look out at The Lake I can see both sets of babies and their parents gliding by in a perfectly straight line. In the lead are the three older babies sandwiched between their parents and following directly behind are the two small goslings.
So it is a straight line, first a parent then three babies, another parent, another parent, two babies and then another parent, all in a line.
Across The Lake, well actually on the left side of The Lake is a group of about 15 adult Canada Geese. It is a bucolic scene indeed.
Tuesday, June 7, 2011
Late arrivals.
Two Canada Geese Goslings have just arrived. We usually get two or three batches of 8 to 10 goslings each, but this year nothing. They normaly arrive in the middle to the end of May, here it is June 7th, so we had long since given up when Julia saw these two tiny chicks just yesterday. They are out there again today, each with it's own 'guardian'. We have no ideas why they are so late this year, or if these two will be the only two. Julia is holding out hope that there are more waiting to be born. If this is to be all, we wonder what happened to the otheres - did the DNR oil the eggs because there are too many for The Lake to support? Did the Fox get the eggs, or the babies? Did a Pike or two get them as they were swimming? Do Osprey like Goslings for a meal? Or dogs? No doubt we will never know, but for now there are two babies for Julia to enjoy.
We also look forward to the annual Carp "run". This usually happens in early to mid June, but perhaps everything will be late this year? We will see. I keep looking anxiously for the Carp spawning in The Lake. These huge Carp thrash aorund in the shallows. It is unbelievable to me that there are three and four foot long - or longer - Carp swimming around in The Lake without us ever seeing them except in June. Or do they come into The Lake just to spawn in June and then leave?
Who knows?
That IS a question by the way, if you do know, please tell me.
Dave.
We also look forward to the annual Carp "run". This usually happens in early to mid June, but perhaps everything will be late this year? We will see. I keep looking anxiously for the Carp spawning in The Lake. These huge Carp thrash aorund in the shallows. It is unbelievable to me that there are three and four foot long - or longer - Carp swimming around in The Lake without us ever seeing them except in June. Or do they come into The Lake just to spawn in June and then leave?
Who knows?
That IS a question by the way, if you do know, please tell me.
Dave.
Monday, June 6, 2011
Jobs, and taxes.
Driving home the other day I noticed that the grass in the middle and sides of the roads was not cut. The road surfaces were poor and bridges in bad shape.
We were recently in Europe & the UK, and not so recently in Asia, New Zealand and Australia. Returning to the road system of the US was like going to a third world country!
There are millions of people out of work. The roads and bridges need fixing. The grass needs mowing. The Internet in Asia is 100 times faster than it is here. We need to "Go Green" to save our environment and our balance of payments - solar hot water, solar electric, insulation, electric and hybrid vehicles. We went to the Moon, we can surely develop efficient solar electric, efficient insulation, and efficient vehicles that can free us from our billions of dollars of payments to people who hate us, for oil that is polluting our country, our planet, our air, our water, our lungs and our bodies.
Millions need work, there is much to be done. But instead we have millions and millions of people getting richer and richer at the expense of millions and millions who are losing their jobs and their homes. We don't need more rich people, we don't need more tax cuts for the already filthy rich, we need jobs.
The CEO of Wells Fargo made $53 Million last year. If he were paid $1 million it would be more than he is worth. Way more. Tiger Woods makes $100 Million a year. If he made $1 million it would be way too much.
The extra $52 million more than he is worth that the CEO of Wells Fargo makes would pay for 1300 jobs paying $40,000 a year. The extra $99 million that Tiger Woods makes more than he is worth would pay for 2500 jobs paying $40,000 a year. And on and on, CEO after CEO, and crooked sports figure after crooked banker and crooked wall streeter and soon you would have people making closer to what they are worth, no unemployment, the infrastructure fixed, millions of people paying taxes and buying goods, a balanced budget and a positive balance of payments for our exports/imports.
The tax system in the USA is severely broken. The average American pays 30% of his income in taxes. The top 2% of "earners" in the USA pay 16% of their income in taxes. And yet we want to cut taxes to the wealthy!!! Are we insane? We need to tax the wealthy, not cut their taxes even further. Bring them back into the realm of the average American. They must be laughing their heads off when we vote to cut taxes to the rich even more!
The wealthy in America pay less in taxes now than they have ever paid in our history! The wage gap in the US is higher now than it has ever been in our history - and it is higher here than anywhere in the world!
Insanity, we are killing our economy to give a few wealthy individuals more wealth than most of us can even imagine. And somehow they - the rich - are convincing us - the poor - that they deserve even more!
Why? Is it because we think that one day we will be rich and when that day arrives we don't want to pay any taxes either? These people, most of them anyway, are greedy beyond belief. If you had billions of dollars, would you do what one multi BILLIONAIRE did recently, he did some insider trading (That's stealing) to make an extra 60 million dollars! Now think about that, he already had BILLIONS of dollars and he was prepared to steal in order to get another 60 million. Lets put that into perspective in the real world - our world - lets say you have $4,000, would you now risk stealing $60? Me neither.
Not all rich men are the same, Warren Buffet for example says that the US tax system is broken. He is incensed that his secretary pays a higher tax rate than he does. But he and Bill Gates have put half of their wealth into a foundation and are looking for ways to do good with it. Finding cures for illnesses, treating illnesses like Malaria and AIDS, feeding the hungry and teaching them to feed themselves. They have both pledged to put virtually all of their wealth into this foundation and are actively trying to get other wealthy people to do the same.
Meanwhile, the tax system needs to be changed so that those fortunate enough to have been able to work the system to practically print money, pay at least their fair share, which should be way more than we pay. Not way less.
We were recently in Europe & the UK, and not so recently in Asia, New Zealand and Australia. Returning to the road system of the US was like going to a third world country!
There are millions of people out of work. The roads and bridges need fixing. The grass needs mowing. The Internet in Asia is 100 times faster than it is here. We need to "Go Green" to save our environment and our balance of payments - solar hot water, solar electric, insulation, electric and hybrid vehicles. We went to the Moon, we can surely develop efficient solar electric, efficient insulation, and efficient vehicles that can free us from our billions of dollars of payments to people who hate us, for oil that is polluting our country, our planet, our air, our water, our lungs and our bodies.
Millions need work, there is much to be done. But instead we have millions and millions of people getting richer and richer at the expense of millions and millions who are losing their jobs and their homes. We don't need more rich people, we don't need more tax cuts for the already filthy rich, we need jobs.
The CEO of Wells Fargo made $53 Million last year. If he were paid $1 million it would be more than he is worth. Way more. Tiger Woods makes $100 Million a year. If he made $1 million it would be way too much.
The extra $52 million more than he is worth that the CEO of Wells Fargo makes would pay for 1300 jobs paying $40,000 a year. The extra $99 million that Tiger Woods makes more than he is worth would pay for 2500 jobs paying $40,000 a year. And on and on, CEO after CEO, and crooked sports figure after crooked banker and crooked wall streeter and soon you would have people making closer to what they are worth, no unemployment, the infrastructure fixed, millions of people paying taxes and buying goods, a balanced budget and a positive balance of payments for our exports/imports.
The tax system in the USA is severely broken. The average American pays 30% of his income in taxes. The top 2% of "earners" in the USA pay 16% of their income in taxes. And yet we want to cut taxes to the wealthy!!! Are we insane? We need to tax the wealthy, not cut their taxes even further. Bring them back into the realm of the average American. They must be laughing their heads off when we vote to cut taxes to the rich even more!
The wealthy in America pay less in taxes now than they have ever paid in our history! The wage gap in the US is higher now than it has ever been in our history - and it is higher here than anywhere in the world!
Insanity, we are killing our economy to give a few wealthy individuals more wealth than most of us can even imagine. And somehow they - the rich - are convincing us - the poor - that they deserve even more!
Why? Is it because we think that one day we will be rich and when that day arrives we don't want to pay any taxes either? These people, most of them anyway, are greedy beyond belief. If you had billions of dollars, would you do what one multi BILLIONAIRE did recently, he did some insider trading (That's stealing) to make an extra 60 million dollars! Now think about that, he already had BILLIONS of dollars and he was prepared to steal in order to get another 60 million. Lets put that into perspective in the real world - our world - lets say you have $4,000, would you now risk stealing $60? Me neither.
Not all rich men are the same, Warren Buffet for example says that the US tax system is broken. He is incensed that his secretary pays a higher tax rate than he does. But he and Bill Gates have put half of their wealth into a foundation and are looking for ways to do good with it. Finding cures for illnesses, treating illnesses like Malaria and AIDS, feeding the hungry and teaching them to feed themselves. They have both pledged to put virtually all of their wealth into this foundation and are actively trying to get other wealthy people to do the same.
Meanwhile, the tax system needs to be changed so that those fortunate enough to have been able to work the system to practically print money, pay at least their fair share, which should be way more than we pay. Not way less.
Friday, May 27, 2011
A little tip to save money - and oil.
Most people know, I hope, that the heaviest user of energy in our homes is heating and air conditioning.
I thought you might be interested in how we keep down our use of energy in this sphere. As the A/C part of the "problem" is at hand I will start there.
We have set the time to start using our A/C as June 1st. So we don't start using our A/C until at least June 1st. If the weather co-operates it could be later. It is usually no problem to do this, rarely is it really hot before then and we find by opening windows - with the screens on - and wearing light clothing we have no problem, we might eat salads instead of a hot meal and pull curtains across if the sun is shining in and heating up the house. Eventually, in any year it will get to a point where the A/C is pretty much a necessity. (Here I must tell you of one year back in the late 70's or early 80's when we were here at The Lake in our little redwood cabin on July 4th with our friends John and Norma Hergenroeder and it was so cold that we lit up the wood stove!) That is a true story. So it is not always so hot in the summer!
Anyway the heat eventually arrives and we turn on the A/C and set it at . . . . drum roll here . . . . 80 degrees! Yep 80. Most people will no doubt find this completely unacceptable, but it is just fine with us. If we have guests coming we will turn it down to 78. It might be of interest to know that your electric use drops by 7% for every degree that you set the thermostat up. (Or down in the winter.) So if you normally set your A/C at 65 you will be using about 100% more electric than me! In other words if my bill is $10 a day for A/C yours would be $20 a day. Quite a savings. Some people do have their A/C set at 65 - I've seen it with my own eyes. Most set it at 68, some "frugal" people at 70. Another interesting little fact is that if it gets hotter people will turn their A/C down to a LOWER setting! "Ooh it is 90 degrees today turn the A/C down"! If you have it set at 70 because that is where you like it, it will be 70 in your house if it is 75 outside or 90 or 100, it is not necessary to turn it down even lower. In fact even before we came up with 80 as "our setting" and were using 72 or whatever, if it got really hot I would turn the temperature setting UP. Hey if it is 95 outside, 80 or even 85 is going to feel nice. If you set the thermostat say 10 degrees lower than outside it is always going to feel comfortable, certainly more comfortable than outside, because the A/C removes the humidity which is what makes heat so uncomfortable. And don't forget the 7% rule. If it is hotter, your cost goes UP by 7% for every degree warmer that it is. So if you turn your A/C colder by 5 degrees you are adding 35% to your electric cooling bill PLUS whatever is added by the hotter temperature of the day. To sum that up - if the temp outside is 85 and it goes up 90 - and we are both set at 75, you turn your thermostat down to 70. I turn mine up to 80. Your bill goes up by 70%, mine stays the same! No increase. (I was 10 degrees away from the outside temp - 75 to 85. I am now still 10 degrees away - 80 to 90. But you were 10 degrees away - 75 to 85, but are now 20 degrees away - 70 to 90. So the additional 10 degree difference in your setting is 10, or 10 times 7% equals 70% higher cost.
In the winter we try to wait as long as possible before turning on the heat. (Another little story here, some friends on Gibson Island had the same "game" and one year boasted that they managed to put off turning on the heat "Almost until Christmas."!) When we do turn it on it is usually to 68 degrees. We keep it this "hot" because Julia has arthritis problems and feels the cold. 68 degrees is too cold for most people, but we temper that by wearing warm clothes, long pants and a sweater. Julia will put a blanket over her legs while sitting watching TV in the evenings. It is a lot cheaper to put on a sweater than to turn the heat up. At 72 you are spending 28% more than I am at 68. If you like 75 your bill is 49% more than mine!
As It happens we recently, last winter, installed a wood stove, so our house, especially the living room, where we spend most of our time, is very warm and cozy and the heat rarely comes on at all, we set it at 65 or 62 - it will only come on if the fire dies down and the temp drops below 65 or 62 degrees. This might happen at night, when we are cozy in our bed with a nice warm over sized Duvet on the bed.
Can you imagine the drop in oil use by the US if everyone did this? We would probably have to cut our oil imports by a huge percentage! What would that do to our balance of payments?
I thought you might be interested in how we keep down our use of energy in this sphere. As the A/C part of the "problem" is at hand I will start there.
We have set the time to start using our A/C as June 1st. So we don't start using our A/C until at least June 1st. If the weather co-operates it could be later. It is usually no problem to do this, rarely is it really hot before then and we find by opening windows - with the screens on - and wearing light clothing we have no problem, we might eat salads instead of a hot meal and pull curtains across if the sun is shining in and heating up the house. Eventually, in any year it will get to a point where the A/C is pretty much a necessity. (Here I must tell you of one year back in the late 70's or early 80's when we were here at The Lake in our little redwood cabin on July 4th with our friends John and Norma Hergenroeder and it was so cold that we lit up the wood stove!) That is a true story. So it is not always so hot in the summer!
Anyway the heat eventually arrives and we turn on the A/C and set it at . . . . drum roll here . . . . 80 degrees! Yep 80. Most people will no doubt find this completely unacceptable, but it is just fine with us. If we have guests coming we will turn it down to 78. It might be of interest to know that your electric use drops by 7% for every degree that you set the thermostat up. (Or down in the winter.) So if you normally set your A/C at 65 you will be using about 100% more electric than me! In other words if my bill is $10 a day for A/C yours would be $20 a day. Quite a savings. Some people do have their A/C set at 65 - I've seen it with my own eyes. Most set it at 68, some "frugal" people at 70. Another interesting little fact is that if it gets hotter people will turn their A/C down to a LOWER setting! "Ooh it is 90 degrees today turn the A/C down"! If you have it set at 70 because that is where you like it, it will be 70 in your house if it is 75 outside or 90 or 100, it is not necessary to turn it down even lower. In fact even before we came up with 80 as "our setting" and were using 72 or whatever, if it got really hot I would turn the temperature setting UP. Hey if it is 95 outside, 80 or even 85 is going to feel nice. If you set the thermostat say 10 degrees lower than outside it is always going to feel comfortable, certainly more comfortable than outside, because the A/C removes the humidity which is what makes heat so uncomfortable. And don't forget the 7% rule. If it is hotter, your cost goes UP by 7% for every degree warmer that it is. So if you turn your A/C colder by 5 degrees you are adding 35% to your electric cooling bill PLUS whatever is added by the hotter temperature of the day. To sum that up - if the temp outside is 85 and it goes up 90 - and we are both set at 75, you turn your thermostat down to 70. I turn mine up to 80. Your bill goes up by 70%, mine stays the same! No increase. (I was 10 degrees away from the outside temp - 75 to 85. I am now still 10 degrees away - 80 to 90. But you were 10 degrees away - 75 to 85, but are now 20 degrees away - 70 to 90. So the additional 10 degree difference in your setting is 10, or 10 times 7% equals 70% higher cost.
In the winter we try to wait as long as possible before turning on the heat. (Another little story here, some friends on Gibson Island had the same "game" and one year boasted that they managed to put off turning on the heat "Almost until Christmas."!) When we do turn it on it is usually to 68 degrees. We keep it this "hot" because Julia has arthritis problems and feels the cold. 68 degrees is too cold for most people, but we temper that by wearing warm clothes, long pants and a sweater. Julia will put a blanket over her legs while sitting watching TV in the evenings. It is a lot cheaper to put on a sweater than to turn the heat up. At 72 you are spending 28% more than I am at 68. If you like 75 your bill is 49% more than mine!
As It happens we recently, last winter, installed a wood stove, so our house, especially the living room, where we spend most of our time, is very warm and cozy and the heat rarely comes on at all, we set it at 65 or 62 - it will only come on if the fire dies down and the temp drops below 65 or 62 degrees. This might happen at night, when we are cozy in our bed with a nice warm over sized Duvet on the bed.
Can you imagine the drop in oil use by the US if everyone did this? We would probably have to cut our oil imports by a huge percentage! What would that do to our balance of payments?
Thursday, May 26, 2011
F U
It seems to me that the GOP - The Party of No - has "Progressed" to The Party of F You.
Maybe you are wondering why I would say that?
You will doubtless have noticed that a number of contenders for the Republican nomination for President have dropped out. Some of these 'dropouts' were the more reasonable of the Republicans. Mike Huckabee and Mitch Daniels for example. Mitch was a reasonable governor. He seemed to put important matters ahead of ideology - a no-no nowadays for ANY politician, but especially for a Republican. I think they dropped out because they did not want their carefully nurtured reasonableness to be attacked by the Republican Party of today.
Even they can see, as I can, that the GOP of today is a party of lies, distortions, incorrect 'facts' and "birthers". Prejudice trumps fact, any expert is pooh poohed, any truth or reality is a Liberal or elitist plot.
Their world of False Reality is nurtured and created by themselves, Fox "News", Rush Limbaugh and other "fair and balanced" far right extremists.
For the first two years of Obama's administration, while he was trying to correct the problems and excesses of the Bush years, when both parties should have been pulling together to put the country back on its feet, they were instead The Party of No. Any attempt made to put the country back onto a sound footing was sabotaged at every possible opportunity. Any attempt by Obabma to extend an olive branch was rejected. If Obabma tried to close the gap between the parties and made concessions they made no concessions back.
If my neighbor's house was hit by a truck or a tree or a flood or a fire I would go to help, as he would, if such a disaster were to hit my family. We would do this without first asking, "Are you a Liberal or a Conservative"? I compare the countries present position to my neighbors position. But The Party of No, far from helping, is instead parking their truck in the road blocking the fire trucks, turning off the water, calling the authorities to stop sending whatever help they can stop them from sending.
Anything for political gain. They cry "Cut taxes", a cry guaranteed to get people on your side, even though you know it will only make matters worse. Even worse, cut taxes to the rich, they will spend us out of this recession, something that has never happened before and has not happened this time, in spite of repeated tax cuts.
Now the GOP has embraced a new party, the Tea Baggers, who are even further to the right than the modern Republican Party! The Far Right Tea Baggers are wealth-and-business-obsessed.
Now we have The New Republican Party which has morphed from The Party of No to The Party of F You.
In 2010 they campaigned on jobs, deficits, tax cuts and health care. Who wouldn't vote for that? But now they are in power their tune changes. If you are a wealthy individual or a big corporation like big oil, big agriculture, big banks etc, anyone with plenty of money, they have nothing but hugs and kisses for you. For the rest of us? The GOP offers a Big F You.
Out of a job? F You. They blocked efforts to extend unemployment benefits. Instead, they wanted to cut taxes to the rich, so they could "spend us out" (an idea only accepted by lunatics and Republicans. An idea that has never worked before and is not working now.)
Worried about another financial collapse? F You, say the Republicans. Regulations on banks were enacted after the Great Depression and were kept in place for 50 years. But 30 years ago, since Ronald Reagan, the GOP started repealing the regulations that had prevented those same abuses for 50 years. Resulting in the financial collapse that we are all suffering today. (All, that is except the "Top" 1% who are even wealthier! Please note that you are poorer, and they are wealthier - has anyone else, other than me, noticed that?) After the disaster of the Great Depression, common sense says the banks need regulating, but The Republicans fought even the modest Dodd-Frank regulations that were passed, in spite of their fight, in 2010. They continue to fight to weaken or delay it!
Worried about cutting the deficit? The Republicans say they are, but they are not. Instead they say F You. They don't care a toss about deficits, why else would they vote to keep the Bush tax cuts for the wealthy? This added billions to the deficit. And no, we are not overtaxed, the the overall tax burdens of Americans is at it's lowest level since 1958. The Republicans want to cut taxes to the rich and to corporations, making the deficit even WORSE, and then they want to cut all government spending to pay for the tax cuts to their rich friends. Medicare and Social Security - that Corporations and the wealthy don't need, will be cut as will anything that the poor and middle class depend on. To pay for tax cuts to the rich! (A couple of figures here, the richest 1% of Americans have more wealth than 50% of Americans COMBINED. The top 2% of Americans, in income, pay 16% of their income in taxes. The average American pays 30% of his income in taxes!! CEO's of giant corporations pay less tax than their secretaries!) And the GOP wants to cut taxes to these unbelievably greedy people even more!)
Worried about health care in your old age? F You, says the GOP. Thought you could just make it if you could just reach retirement age, because then you would qualify for Medicare? F You. Worry more, the Republicans and the Tea Baggers are attacking Medicare relentlessly. It will be privatized, which means your health care will still be FOR PROFIT, just as it is now, when you are paying through your teeth for health care, and just as Obama won a small victory for you - making the insurance companies continue to cover you even if you got sick! The richest country in the world, and the only one without universal health care for it's citizens, is about to fall back even further. Medicare - one of the few government programs that by far the majority of Americans like, is about to be snatched away from you. And replaced with a voucher system which won't begin to cover the cost of most old people's insurance costs. This means that, unless you are rich, you won't be able to afford health care. If you can just afford to get health insurance, it will be as it was a few years ago - don't forget it will be privatized insurance - you will start to get the letters that we all dreaded, "It's not covered", "You got sick, so we have to raise your rates.", "Sorry, you got sicker, we have to cancel your insurance." That is the way the GOP wants it. They have to pay for more tax cuts for the rich somehow!
If you are a woman, it is definitely F You. The GOP wants complete control of a woman's body. Elimination of the right to an abortion, even if it is not paid for by the government is right at the top of their agenda. If you were raped, they are even redefining rape. They want to redefine all women's health services to be even more detrimental to women. I've seen this defined as "The Republican War on Women."
I hope you don't expect the GOP to manage the countries finances responsibly? The debt ceiling needs to be raised. To the Republicans that is just another bargaining chip. They don't care - F You.
High gas prices, do they affect you? F You, say the Republicans. The Republicans in the Senate voted to protect subsidies to Big Oil who have made billions in windfall profits thanks to high prices. Here they had a chance to help the American people, but they showed their true colors - the colors of their corporate benefactors - over the red white and blue colors of the American people. Here they also had a chance to cut our dependence on oil, and thus cut our economic, environmental and national security risks tied to oil. But it was the same old, same old. They know which side their bread is buttered. They know who to to suck up to, and it's not you and me and the American public, it's BIG OIL - as in BIG MONEY.
Want me to go on? I didn't think so, so I'll stop with just a quick list of F You's from the Republicans. Global warming deniers, birthers, union busters. In fact F You to virtually everyone except the wealthy and the big corporations. They have moved so far to the right that they are way way beyond the American mainstream. And they don't care because they have the ear of everyone who matters - the obscenely rich and big business. And for some unknown reason a lot of people are going along with it. Why? Is it because they think that they too will be hugely rich one day?
I think Daniels dropped out because he really doesn't want to be a part of the F You Party.
Maybe you are wondering why I would say that?
You will doubtless have noticed that a number of contenders for the Republican nomination for President have dropped out. Some of these 'dropouts' were the more reasonable of the Republicans. Mike Huckabee and Mitch Daniels for example. Mitch was a reasonable governor. He seemed to put important matters ahead of ideology - a no-no nowadays for ANY politician, but especially for a Republican. I think they dropped out because they did not want their carefully nurtured reasonableness to be attacked by the Republican Party of today.
Even they can see, as I can, that the GOP of today is a party of lies, distortions, incorrect 'facts' and "birthers". Prejudice trumps fact, any expert is pooh poohed, any truth or reality is a Liberal or elitist plot.
Their world of False Reality is nurtured and created by themselves, Fox "News", Rush Limbaugh and other "fair and balanced" far right extremists.
For the first two years of Obama's administration, while he was trying to correct the problems and excesses of the Bush years, when both parties should have been pulling together to put the country back on its feet, they were instead The Party of No. Any attempt made to put the country back onto a sound footing was sabotaged at every possible opportunity. Any attempt by Obabma to extend an olive branch was rejected. If Obabma tried to close the gap between the parties and made concessions they made no concessions back.
If my neighbor's house was hit by a truck or a tree or a flood or a fire I would go to help, as he would, if such a disaster were to hit my family. We would do this without first asking, "Are you a Liberal or a Conservative"? I compare the countries present position to my neighbors position. But The Party of No, far from helping, is instead parking their truck in the road blocking the fire trucks, turning off the water, calling the authorities to stop sending whatever help they can stop them from sending.
Anything for political gain. They cry "Cut taxes", a cry guaranteed to get people on your side, even though you know it will only make matters worse. Even worse, cut taxes to the rich, they will spend us out of this recession, something that has never happened before and has not happened this time, in spite of repeated tax cuts.
Now the GOP has embraced a new party, the Tea Baggers, who are even further to the right than the modern Republican Party! The Far Right Tea Baggers are wealth-and-business-obsessed.
Now we have The New Republican Party which has morphed from The Party of No to The Party of F You.
In 2010 they campaigned on jobs, deficits, tax cuts and health care. Who wouldn't vote for that? But now they are in power their tune changes. If you are a wealthy individual or a big corporation like big oil, big agriculture, big banks etc, anyone with plenty of money, they have nothing but hugs and kisses for you. For the rest of us? The GOP offers a Big F You.
Out of a job? F You. They blocked efforts to extend unemployment benefits. Instead, they wanted to cut taxes to the rich, so they could "spend us out" (an idea only accepted by lunatics and Republicans. An idea that has never worked before and is not working now.)
Worried about another financial collapse? F You, say the Republicans. Regulations on banks were enacted after the Great Depression and were kept in place for 50 years. But 30 years ago, since Ronald Reagan, the GOP started repealing the regulations that had prevented those same abuses for 50 years. Resulting in the financial collapse that we are all suffering today. (All, that is except the "Top" 1% who are even wealthier! Please note that you are poorer, and they are wealthier - has anyone else, other than me, noticed that?) After the disaster of the Great Depression, common sense says the banks need regulating, but The Republicans fought even the modest Dodd-Frank regulations that were passed, in spite of their fight, in 2010. They continue to fight to weaken or delay it!
Worried about cutting the deficit? The Republicans say they are, but they are not. Instead they say F You. They don't care a toss about deficits, why else would they vote to keep the Bush tax cuts for the wealthy? This added billions to the deficit. And no, we are not overtaxed, the the overall tax burdens of Americans is at it's lowest level since 1958. The Republicans want to cut taxes to the rich and to corporations, making the deficit even WORSE, and then they want to cut all government spending to pay for the tax cuts to their rich friends. Medicare and Social Security - that Corporations and the wealthy don't need, will be cut as will anything that the poor and middle class depend on. To pay for tax cuts to the rich! (A couple of figures here, the richest 1% of Americans have more wealth than 50% of Americans COMBINED. The top 2% of Americans, in income, pay 16% of their income in taxes. The average American pays 30% of his income in taxes!! CEO's of giant corporations pay less tax than their secretaries!) And the GOP wants to cut taxes to these unbelievably greedy people even more!)
Worried about health care in your old age? F You, says the GOP. Thought you could just make it if you could just reach retirement age, because then you would qualify for Medicare? F You. Worry more, the Republicans and the Tea Baggers are attacking Medicare relentlessly. It will be privatized, which means your health care will still be FOR PROFIT, just as it is now, when you are paying through your teeth for health care, and just as Obama won a small victory for you - making the insurance companies continue to cover you even if you got sick! The richest country in the world, and the only one without universal health care for it's citizens, is about to fall back even further. Medicare - one of the few government programs that by far the majority of Americans like, is about to be snatched away from you. And replaced with a voucher system which won't begin to cover the cost of most old people's insurance costs. This means that, unless you are rich, you won't be able to afford health care. If you can just afford to get health insurance, it will be as it was a few years ago - don't forget it will be privatized insurance - you will start to get the letters that we all dreaded, "It's not covered", "You got sick, so we have to raise your rates.", "Sorry, you got sicker, we have to cancel your insurance." That is the way the GOP wants it. They have to pay for more tax cuts for the rich somehow!
If you are a woman, it is definitely F You. The GOP wants complete control of a woman's body. Elimination of the right to an abortion, even if it is not paid for by the government is right at the top of their agenda. If you were raped, they are even redefining rape. They want to redefine all women's health services to be even more detrimental to women. I've seen this defined as "The Republican War on Women."
I hope you don't expect the GOP to manage the countries finances responsibly? The debt ceiling needs to be raised. To the Republicans that is just another bargaining chip. They don't care - F You.
High gas prices, do they affect you? F You, say the Republicans. The Republicans in the Senate voted to protect subsidies to Big Oil who have made billions in windfall profits thanks to high prices. Here they had a chance to help the American people, but they showed their true colors - the colors of their corporate benefactors - over the red white and blue colors of the American people. Here they also had a chance to cut our dependence on oil, and thus cut our economic, environmental and national security risks tied to oil. But it was the same old, same old. They know which side their bread is buttered. They know who to to suck up to, and it's not you and me and the American public, it's BIG OIL - as in BIG MONEY.
Want me to go on? I didn't think so, so I'll stop with just a quick list of F You's from the Republicans. Global warming deniers, birthers, union busters. In fact F You to virtually everyone except the wealthy and the big corporations. They have moved so far to the right that they are way way beyond the American mainstream. And they don't care because they have the ear of everyone who matters - the obscenely rich and big business. And for some unknown reason a lot of people are going along with it. Why? Is it because they think that they too will be hugely rich one day?
I think Daniels dropped out because he really doesn't want to be a part of the F You Party.
Wednesday, May 25, 2011
Persistance or habit?
Every year - well every year for the 3 years that we have lived here - a little bird, a wren, has built a nest in the wreath that Julia hangs on our front door. Julia has a selection of silk wreaths that vary with the season and her whim. Sometimes it is even a real wreath, made with some of natures bounty. Each year the wreath has been different, but each year that persistent little bird does not vary her routine. She builds her nest and lays between 3 and 5 eggs. We then have to stop using the front door for several weeks, entering and leaving our home via the garage and trying to intercept any visitors before they bang on the door. We don't always manage this and we have taken to checking the progress of the tiny feathered creatures daily. We do this by going out the garage door and over to the front door - afraid that if we open the front door the mother will fly into the house. The babies are remarkably quiet. I always thought they would chirp to attract the mother's attention and to ask her to give that tasty looking grub to ME. But the silence is uncanny, they never make the slightest noise, which I think is very wise, as 'There be Dragons here.' Well OK, cats. Which would result in their demise either way.
This year she laid 5 eggs of which 4 hatched. (We discovered the 5th unhatched egg after they had all left) So there were 4 babies, all looking very cute, and fluffy - well OK, feathery - then when they were all pretty much fully grown and really, really crowded in the tiny nest suddenly there were only three! We saw no sign of the fourth sibling, so don't know if she fell out or was pushed (A case for Detective Poirot - did she fall or was she pushed?) Anyway it could be that she made a tasty snack for a passing cat, raccoon or even a dragon? Or perhaps she was very precocious and left early, we hope so. The others were all gone when we looked yesterday, which was about 5 days after the Mysterious Disappearance of the Fourth Sibling.
Then it was clean up time. It is remarkable how much mess a few little birds can make on a door.
But all was not over. More persistence. This time in the form of wasps. For the third year running wasps started to build a nest on the front door, using some remarkably strong adhesive. They build it not just on the front door but in exactly the same place each time. But these guys are not so welcome. The first time the soft hearted Julia said "Leave them". So we did, but "They" got got obnoxious, buzzing us every time we went out or in. Opening the door produced a swarm of wasps some of who came into the house and had to be ushered out again - a hazardous duty. Visitors encountered them with varying degrees of alarm. They had to go. A can of wasp spray, and they were history.
But each year they still return, and I dispose of them quickly before they terrorize us and our guests again. How or why they keep coming back to that one spot year after year I do not know. Some must survive each time.
To return to this post's title - persistence or habit, what do you think? Or is it a routine, like the routines that we all have? I think I vote for instinct. All those other labels are human qualities, animals don't have them. Or do they . . . ?
This year she laid 5 eggs of which 4 hatched. (We discovered the 5th unhatched egg after they had all left) So there were 4 babies, all looking very cute, and fluffy - well OK, feathery - then when they were all pretty much fully grown and really, really crowded in the tiny nest suddenly there were only three! We saw no sign of the fourth sibling, so don't know if she fell out or was pushed (A case for Detective Poirot - did she fall or was she pushed?) Anyway it could be that she made a tasty snack for a passing cat, raccoon or even a dragon? Or perhaps she was very precocious and left early, we hope so. The others were all gone when we looked yesterday, which was about 5 days after the Mysterious Disappearance of the Fourth Sibling.
Then it was clean up time. It is remarkable how much mess a few little birds can make on a door.
But all was not over. More persistence. This time in the form of wasps. For the third year running wasps started to build a nest on the front door, using some remarkably strong adhesive. They build it not just on the front door but in exactly the same place each time. But these guys are not so welcome. The first time the soft hearted Julia said "Leave them". So we did, but "They" got got obnoxious, buzzing us every time we went out or in. Opening the door produced a swarm of wasps some of who came into the house and had to be ushered out again - a hazardous duty. Visitors encountered them with varying degrees of alarm. They had to go. A can of wasp spray, and they were history.
But each year they still return, and I dispose of them quickly before they terrorize us and our guests again. How or why they keep coming back to that one spot year after year I do not know. Some must survive each time.
To return to this post's title - persistence or habit, what do you think? Or is it a routine, like the routines that we all have? I think I vote for instinct. All those other labels are human qualities, animals don't have them. Or do they . . . ?
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